Hengan Standard is a British company with a history of 200 years. Their life insurance products reflect the rigorous attitude of the British people, unlike some insurance companies that pull people over first and then pay the rest.
If you are insured, such as accident insurance, they will give you a physical examination, and you will be informed if there is anything unqualified in the physical examination. Maybe you can't do this insurance; Or like financial insurance, they will tell you all possible risks, make clear the precautions, and will not hide all the precautions until it is too late to find the problem.
After all, it is a joint venture, more formal, well managed, with higher dividends and faster claims.
Generally speaking, this is a reputable company with a good claim.
Hong Zhong Insurance, the full name of which is Hong Zhong Life Insurance Co., Ltd., is the first Sino-foreign joint venture life insurance company in China, established in 1996. Manulife Insurance (International) Co., Ltd., a subsidiary of Canadian Manulife, is a joint venture with Sinochem Finance Co., Ltd., a core member of China Sinochem Group.
Among them, Manulife Financial Group is a leading international financial service provider, headquartered in Toronto, Canada, providing customers with financial consulting services and insurance business.
China Sinochem is an important state-owned backbone enterprise supervised by the State Council SASAC and a world-leading comprehensive chemical enterprise. In addition, China Sinochem has a number of financial business licenses, building a bridge between industry and finance, and driving the service industry with "finance+technology". It can be seen that the strength of the shareholders behind Hong Zhong Insurance both at home and abroad is very good.
Moreover, Hong Zhong Insurance has developed steadily in more than 50 cities, such as Shanghai, Beijing, Guangdong, Zhejiang, Jiangsu, Sichuan, Shandong, Fujian, Chongqing, Liaoning, Tianjin, Hubei, Hebei, Hunan and Shaanxi, showing that its service and sales network is also relatively extensive.
In terms of solvency, according to the solvency report for the second quarter of 2022 disclosed by Hong Zhong Insurance official website, the core solvency adequacy ratio reached 65,438+062.73%, and the comprehensive solvency adequacy ratio reached 2,565,438+0.68%. The latest comprehensive risk rating is AA, far exceeding the minimum standard of CBRC, and Hong Zhong's insurance solvency is up to standard.
In a word, Hong Zhong Insurance not only has strong shareholders, extensive service and sales network, but also meets the standard of solvency, so it is a reliable insurance company and deserves everyone's trust! So I think Hong Zhong insurance is good!