Every bank is different. After the mortgage is completed, the loan can be released as soon as possible, and 3-7 days is normal. Non-special circumstances (such as year-end, tight quota, etc.). ) will not exceed 15 days.
Second, should corporate loans provide bank flow?
Need. The capital problem is the key to enterprise management, and loan financing is the first choice for many enterprises to tide over the difficulties. Many banks need loan companies to provide bank running bills to banks. The so-called bank flow refers to the bank card deposit and withdrawal transaction statement, also known as the bank account transaction statement. Refers to the list of deposit and withdrawal transactions between customers and banks within a period of time. Bank flow is divided into corporate account flow and private account flow. Private account running refers to the list of deposit and withdrawal transactions with the bank in the personal name of the customer with a bank card (debit card) or bank current passbook for a period of time. Corporate account flow refers to the list of deposit and withdrawal business of corporate customers (opening corporate basic deposit account) in their corporate bank accounts within a period of time. Bank running water is the record and proof of personal wealth in the form of money and its entry, exit and stay in the bank. The function of bank running water is to show that the borrower has a certain repayment ability, so it is used by more and more banks, microfinance companies and other enterprises to judge the repayment ability of loans and credits of enterprises or individuals.
Third, should corporate loans provide bank flow?
Need. Loan financing is the first choice for many enterprises to tide over the difficulties. Many banks need loan companies to provide bank running bills to banks. 2. The so-called bank running list refers to the bank card deposit and withdrawal transaction statement, also known as the bank account transaction list for deposit and withdrawal business transactions with banks. Bank flow can be divided into two types: corporate account flow and private account flow. Private account running refers to the bank card (debit card) or brother's current passbook in the customer's own name, which can be easily listed by the bank for a period of time. Corporate account flow refers to the list of deposit and withdrawal business between corporate customers and banks. Bank running water is the record and proof of personal wealth in the form of money and its entry, exit and stay in the bank. Bank borrowers have certain repayment ability, so they are more and more judged by the repayment ability of loans and credits of enterprises or individuals.
4. Does the loan depend on the daily bank account of the company?
Will banks or other lending institutions check the bank's running water when enterprises apply for loans? Why should they check the running water when applying for loans? Bank flow records your financial transactions at a certain moment. The running water in the bank can prove a person's repayment ability to a certain extent. Banks or other lending institutions should not only consider personal credit information, but also consider personal repayment ability when lending. If the amount of personal current account is large, it means that the individual applying for a loan has relatively strong repayment ability, which is helpful for applying for a loan; Of course, bank loans do not just want to be mortgaged through bank running accounts. Generally speaking, the bank journal is only an auxiliary proof. If an individual has a relatively stable job and income, or has collateral recognized by the bank as collateral to apply for mortgage loans, it will generally be easier to obtain loans. The above is the reason for checking the running account. Need to be reminded that there is a charge for printing the bank journal. Unlike domestic banks, foreign banks charge more. However, domestic banks are free to print the free lunch of the bank journal in 1 year, and foreign banks are also applicable, and the handling fee of the bank journal in 1 year is free. /kloc-banks over 0/year old are different.