(1) Generally, July-August is the off-season of auto insurance. In order to stimulate consumption, insurance companies will launch some auto insurance activities. At this time, the price of auto insurance will be cheaper than usual;
(2) Insurance companies will also choose to launch activities on some holidays, such as May Day and November Day, which you can usually pay attention to;
(3) Try to avoid the Chinese New Year. First, there may be too many people to deal with. Second, insurance salesmen will pay more attention to the Chinese New Year, and car owners may not get the best service.
2. When is the most reasonable time to buy auto insurance?
Although the above two are cheap time periods for auto insurance, car owners should pay attention. Car insurance must be bought in time. For example, the car you bought in May will not be insured until July. In the event of a traffic accident during this period, the consequences are unimaginable.
This is the cheapest car insurance launched in several months. I hope I can help you. Remind car owners again that car insurance must be on time, and don't neglect the basic protection because of greed and cheapness.
1. Auto insurance is not the cheapest.
Buying owner's insurance usually shows a greedy attitude, which is not correct. In addition to comparing the price, the most important thing to buy insurance is to consider the service.
2. A reasonable insurance portfolio can save money.
"Commercial insurance usually includes the following types: vehicle loss insurance, third party liability insurance, theft insurance, vehicle personnel liability insurance, spontaneous combustion loss insurance, glass breakage insurance, no-fault liability insurance, exclusive special insurance and body scratch loss insurance.
Because novices have no driving experience, they can choose car damage insurance+triple liability insurance (more than 300 thousand)+burglary insurance+glass insurance+scratch insurance+vehicle personnel liability insurance+excluding deductible insurance.
You must buy compulsory insurance, and the consequences will be very serious if you don't buy it.
Compulsory insurance is compulsory insurance required by the state. It is a kind of compulsory liability insurance that the insurance company compensates the victims (excluding the people on board and the insured) for personal injury and property losses caused by road traffic accidents of insured motor vehicles within the liability limit.
4. Three basic commercial insurance and non-deductible insurance are the most practical.
Car owners must carefully choose the insurance package that suits them according to their own needs and driving skills. For most people, it is most necessary and practical to choose the combination of four types of insurance: vehicle loss insurance, third party liability insurance, whole vehicle theft insurance and special insurance without deductible.
5. Online insurance saves money and effort.
Online auto insurance is becoming a popular new trend. Compared with the traditional way of re-establishing 4S stores and insurance intermediaries, latecomers have a tendency to catch up. The most important features of online insurance are convenience, cheapness and high cost performance. Enjoy a discount of up to 15%.
Premium discount.
6. Renew the insurance in time, and don't let your car be in the "empty window period"
Many car owners are hesitant about the choice and amount of commercial insurance when renewing their auto insurance. Some car owners even forgot to renew their car insurance because of their busy work. Anbang auto insurance experts remind you that the start and end date of auto insurance is the direct key data of the owner's claim. Once something goes wrong, it is very easy for the insurance company to refuse to pay compensation.
7. Safe driving is the most economical (this is the most fundamental, please drive carefully).
Driving safely is a good way to save money. Where there is no responsibility for road traffic accidents in the previous year, the insurance premium rate will go down10%; More than two road traffic accidents occurred in the last year, up10% year-on-year; Last year, responsible traffic accident deaths increased by 30%. Only when there is no traffic accident on the responsible section can the insurance rate go down.