Local, right?
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Second, the car loan is overdue for two months and the car is detained?
The solution of overdue car loan for two months is that the car is detained: 1, and the overdue money is paid first. What will happen to the loan money? If it is really unable to repay, it shall negotiate with the loan copying agency to extend the repayment period or repay it in installments; 2. If the lender fails to perform the judgment within the performance period after winning the case, it will apply for compulsory execution; 3. When accepting enforcement, it will inquire about the real estate, vehicles, securities and deposits under the name of the lender according to law; 4. The lender has no effective judgment of refusing to perform any executable property under its name, and there are negative information records such as overdue repayment in the personal credit report, so it is restricted from high consumption and entry and exit, and may even be punished by judicial custody. Basically, it will not affect the timely repayment in the future.
3. What if the car loan is overdue and the car is detained?
Please see the mortgage contract. If the contract stipulates that they have the right to take back the car at this time, it is legal, otherwise you can call the police.
I bought my car by installment. It's overdue now, and the car was impounded by the company. How can I get my car back?
Car loans to buy a car, no matter what the reason, will not be held accountable. It is not difficult to borrow again if there is a loan. Car loan companies will sign corresponding loan or lease contracts with customers before lending money. The lender must specify the nature of the loan contract in advance, and once the contract comes into effect, it must abide by the corresponding loan contract.
Late payment will generally have a late fee, which will seriously lead to the collection of cars. At present, most financial car loans have their third-party car collection companies, and the handling fees and costs of car collection companies are relatively high, which will eventually be passed on to customers. Once the car is collected, the financial leasing company or bank will ask the customer to settle the liquidated damages in full. If the loan cannot be repaid after the deadline, the lender can apply for auction repayment.