What is a business card?

Business card, called business card in some places, is a kind of credit card designed for official use. The company applied to the bank to provide employees with the cost of swiping cards during business trips. After the employee signs the bill with the company card, the bill is paid directly by the company, which can save the traditional procedures of reimbursement and asking for money. The accounting department of the company can make reconciliation according to the monthly consumption list compiled by the bank, which saves a lot of trouble or further strives for quantity discount.

brief introduction

General business cards have the characteristics of dual currency, that is, cardholders can withdraw local currency abroad and repay it in RMB after returning home, which saves the complexity of currency exchange and time [1]. Business cards can also be equated with corporate credit cards. According to the company's credit, it is set up in the name of the company to pay various financial expenses such as employees' business trips, company purchases and business entertainment. And the expenses are concentrated in one card, and then the corporate finance will repay them in a unified way, so as to avoid personal invoicing, reduce the cost of corporate reserve funds and realize the transparency of corporate financial management.

trait

For deposits with a card face value of 10 yuan, the cardholder can not only offset the consumption, but also go to the management center to go through the formalities of returning the card; Cardholders can register bad cards in the management center; It takes 10 working days to replace the new card; If the card surface is dirty and the chip is damaged due to improper storage by the user, the cardholder needs to pay for a new card. The card must be used within the validity period. For expired cards, the company charges 5 yuan/card information and system maintenance fee every month. This fee is directly deducted from the remaining face value and deposit of the expired card. The cardholder shall change the card at the management center and pay the service fee 10 yuan/card. The balance after deducting information and system maintenance fees will be injected into a new card, which will be valid for one year (from the date of card replacement).