Ping An Easy Loan is an individual or family guaranteed by an insurance company launched by China Ping An Group? Consumer loan business, this loan model does not need mortgage, but it still needs to be audited by the insurance company and can be repaid, which is equivalent to being guaranteed by Ping An Group. The lender shall pay the insurance premium to Ping An Group in one lump sum after obtaining the loan, and deduct the bank interest and monthly repayment amount regularly every month.
Ping An Bank is a national joint-stock commercial bank headquartered in Shenzhen. China Ping An Insurance (Group) Co., Ltd. and its holding subsidiaries hold about 2.684 billion shares of Ping An Bank, accounting for about 52.38%, and are the controlling shareholders of Ping An Bank.