Legal analysis
The process of handling company accounts; 1. Make an appointment with the account manager of the bank in advance or go directly with relevant materials. 2. Under the guidance of the account manager, sign relevant documents and seal them. 3. The bank will submit relevant materials to the central bank, which generally takes 5 working days, and the central bank will issue an account opening permit. 4. Wait for the account manager to inform for evidence collection, receipt card, U shield, etc. 5. Carry out the remaining operations such as account deposit under the guidance of the account manager. You need a legal person to open a company account in person. Account opening fee: the standard of account opening fee varies from bank to bank. Generally, the handling fee of the four major banks is about 1000 yuan. Processing time: to open an account, you need to fill in the company details and some forms, and the whole processing process takes about 1 hour. Time for obtaining the account: As the materials need to be submitted to China Bank for review, it takes about 15-20 working days to open an account. Depositors can use the company's bank settlement account for payment business after 3 working days from the date of formal opening. However, the temporary deposit account registered for capital verification is converted into basic deposit account, except for the general deposit account opened for lending.
legal ground
Article 6 of the Company Law of People's Republic of China (PRC) shall apply to the company registration authority for registration of establishment according to law. Those that meet the conditions for establishment as stipulated in this Law shall be registered as limited liability companies or joint stock limited companies respectively by the company registration authority; Those who do not meet the conditions for establishment as stipulated in this Law shall not be registered as a limited liability company or a joint stock limited company. Where laws and administrative regulations stipulate that the establishment of a company must be approved, the approval procedures shall be handled according to law before the company is registered. The public may apply to the company registration authority to inquire about the registered items of the company, and the company registration authority shall provide inquiry services.