Formal online lending platform:
1. pleasant loan was launched by creditease company in 20 12 and listed on the new York stock exchange in 20 15.
2. Renren Loan, a loan platform owned by Xinyoujinfu, was established on 20 10 and is one of the earliest online lending platforms in China.
3. China Ping An's platform, lufax, was established in Shanghai on September 20 1 1, and was supported by the Shanghai Municipal Government.
4. Paipai Loan was established in June 2007 and listed on NYSE on 20 17. It is the first online lending platform in China.
Online lending, mbth is Internetlending, and p2p online lending is the abbreviation of online lending, including personal peer-to-peer lending and commercial peer-to-peer lending. P2P online lending refers to direct lending between individuals through the Internet platform. It is a sub-category of the Internet finance (ITFIN) industry. In 20 12, the number of online lending platforms in China increased rapidly, with about 350 active platforms so far, and the total number reached 3,054 by the end of April 20 15.
From 2065438 to September 2009, the Leading Group for Special Remediation of Internet Financial Risks and the Leading Group for Special Remediation of Online Lending Risks jointly issued the Notice on Strengthening the Construction of P2P Online Credit Information System to support the operating P2P online lending institutions to access the credit information system.
The essence of internet finance still belongs to finance, and it has not changed the characteristics of financial risks such as concealment, contagiousness, extensiveness and suddenness. Strengthening the supervision of Internet finance is an inherent requirement to promote the healthy development of Internet finance. At the same time, Internet finance is a new thing and a new format. It is necessary to formulate a moderately loose regulatory policy to leave room and space for Internet financial innovation. By encouraging innovation, strengthening supervision and mutual support, we will promote the healthy development of Internet finance and better serve the real economy. Internet financial supervision should follow the principles of "legal supervision, moderate supervision, classified supervision, collaborative supervision and innovative supervision", scientifically and reasonably define the business boundaries and access conditions of various formats, implement regulatory responsibilities, clarify the bottom line of risks, protect legitimate operations, and resolutely crack down on illegal activities.
Peer-to-peer lending includes personal peer-to-peer lending (P2P peer-to-peer lending) and network. Personal peer-to-peer lending refers to direct lending between individuals through the Internet platform. Direct lending on the personal peer-to-peer lending platform belongs to the category of private lending, which is regulated by laws and regulations such as the Contract Law, the General Principles of the Civil Law and relevant judicial interpretations of the Supreme People's Congress. Network refers to the Internet provided to customers by Internet companies through companies controlled by them. The network should abide by the existing company supervision regulations, give full play to the advantages of online loans, and strive to reduce the financing costs of customers. P2P loan business is supervised by China Banking Regulatory Commission.
2. When did 2.p2p rise?
The rise of P2P can be traced back to around 10, and it began to appear slowly. At that time, some earlier businesses offered installment purchase, such as pat on loan and Gitzo. After several years of development, 15 registered a large number of P2P companies, which gradually changed from the previous installment purchase to credit loans. The most brilliant time should be 17-
3. What are the online lending platforms listed in the US?
The online lending platforms listed in the United States include Jiufu Mathematics, Lexin, Fun Shop, 360 Finance, Pleasant Loan, Paipai Loan, Xiaoying Technology, Microfinance Network, Jiayinjinke, Pinti and so on. Through Yahoo China, you can find online lending platforms listed in the United States and get all these companies.
4. What are the P2P online lending companies listed in the United States?
Spread out completely
Pleasant loans, credit and wealth, Pat loans.