The house is mortgaged to the guarantee company, can it still be sold?

Legal analysis: Mortgaged houses can be bought and sold, but not directly. There are two ways to buy and sell mortgaged houses: First, pay off the loan in advance. As long as the house pays off the loan, the owner can get the full property right of the house. Therefore, the applicant can pay off the mortgage, cancel the mortgage registration and then sell the house. You can also sign a sales contract with the buyer, and then go through the formalities of buying and selling second-hand houses after the owner pays off the loan. Second, apply for mortgage loans. The method of mortgage transfer is to change the real estate mortgage registration and change the mortgagor from the landlord to the buyer.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 209 The establishment, alteration, transfer and extinction of the real right of immovable property shall take effect after being registered according to law; Without registration, it will not take effect, except as otherwise provided by law.

Natural resources owned by the state according to law may not be registered.

Article 214 The establishment, alteration, transfer and extinction of the real right of immovable property, which should be registered according to law, shall take effect when it is recorded in the register of immovable property.

Article 215 A contract concluded between the parties on the establishment, alteration, transfer and extinction of the real right of immovable property shall become effective upon the establishment of the contract, unless it is otherwise provided by law or agreed by the parties. Failure to register the real right shall not affect the validity of the contract.