What is the process of insurance claims?
1, after the accident, keep the scene of the accident and report it to the insurance company to which the vehicle belongs immediately;
2. If the third party loses road facilities or the third party loses vehicles, it shall report to the traffic police department;
3, the insurance company personnel arrived at the scene, and issued a "survey report";
4, the traffic police department arrived at the scene, and the scene issued the "accident certificate";
5. If the third party is not a motor vehicle, it is best to ask the personnel of the insurance company to directly reach the nuclear loss price recognized by the three parties during the on-site treatment. If it is impossible to verify the loss on the spot, the insurance company shall be required to give the nuclear loss price when verifying the loss of the third party or during the verification process.
Legal basis: Article 3 of the Regulations on Compulsory Liability Insurance for Motor Vehicle Traffic Accidents.
The compulsory liability insurance for motor vehicle traffic accidents as mentioned in these Regulations refers to the compulsory liability insurance in which the insurance company compensates the victims other than the vehicle personnel and the insured for the road traffic accidents of the insured motor vehicle.