1. The same business department of the bank is a peer institution. Broadly speaking, it refers to the inter-bank business of financial institutions. The interbank financial business of commercial banks refers to all kinds of businesses with interbank customers as the service object and interbank financing as the core. This is a new business of commercial banks in recent years. Specifically, it includes interbank fund settlement, interbank deposits, bond investment, interbank loans, foreign exchange transactions, derivatives transactions, client agency fund transactions, interbank asset repurchase, bill rediscount and rediscount. In recent years, the inter-bank business of some joint-stock commercial banks has developed rapidly, and the proportion and contribution of inter-bank business volume, income and profit in various businesses of commercial banks have increased significantly.
2. Financial management refers to maintaining the value of property and liabilities. Financial management is divided into enterprise financial management, organizational financial management, personal financial management and family financial management. People's existence, life and other activities are inseparable from the material foundation and are closely related to financial management. Financial management is generally combined with investment and financial management, because financial management has investment and financial management has investment. The so-called financial management is not only the financial management of investment, but also a financial management of investment. If you don't know how to invest, you don't know how to manage your financial situation better. Wealth management products refer to non-guaranteed wealth management products paid by financial companies to investors according to agreed conditions and actual investment income. Wealth management companies refer to the financial subsidiaries of commercial banks established in People's Republic of China (PRC) according to law and other non-bank financial institutions mainly engaged in financial business approved by the China Banking Regulatory Commission. The wealth management business refers to the financial services that the wealth management company entrusted by the investor invests and manages the assets of the entrusted investor according to the investment strategy, adventure and income distribution agreed by the investor.
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