What qualifications do you need for mortgage car purchase?

The qualifications required for mortgage car purchase are as follows: 1. Proof of identity, including the applicant's ID card, household registration book and work certificate, should be above 18. If both husband and wife need to provide a marriage certificate, it is mainly to prove that the applicant has legal status.

2 proof of repayment ability, including the applicant's income certificate, bank flow, qualification certificate, etc. This is an important proof of whether the loan can be successfully issued;

3. The down payment proves that buying a car by mortgage is the same as buying a house, which requires a certain percentage of down payment. The down payment ratio is usually around 30%, that is, 200,000 cars need 60,000 down payment funds;

4. Credit certificates can be printed at bank outlets, and a good credit record is needed for buying a car by mortgage.

Million car purchase subsidy