Now, when people are in urgent need of money, in addition to the traditional banks and loan companies, there is a new way of lending, that is
. Borrowing money online is fast and convenient, saving borrowers a lot of time, but now there are many online lending platforms, which one is better? Today, I will give you a summary of the top ten online lending platforms in 20 17, hoping to help you.
I. lufax
The full name of lufax is Shanghai Lujiazui International Financial Assets Trading Market Co., Ltd., which was established on September 20 1 1. The registered capital of the company is 836.67 million yuan, and the online lending platform was officially launched on June 20 12. Lufax does. There is no doubt about its safety.
Second, Hongling Venture Capital
Hongling Venture Capital, the full name of Hongling Venture Capital E-commerce Co., Ltd., officially put into operation in March 2009, and has been focusing on Internet financial services for seven years. As of March 2, 2007, the number of registered people exceeded1440,000, and the total transaction amount exceeded 226.9 billion yuan. More than 40 provincial branches have been established in China, and Internet finance experience stores have been opened in major cities. As an Internet financial service platform established in China for more than 7 years, Hongling Venture Capital has always put the protection of investors' interests in the first place, and has developed rapidly in the industry with the pioneering principal first payment model, winning a good reputation from investors.
Third, everyone's loan.
Renren loan is an online lending platform with personal-to-personal microfinance as its main product. Renren loan is one of the earliest Internet-based P2P lending information intermediaries in China. Since its establishment in May, 20 10, Renren Loan has covered more than 2,000 regions in more than 30 provinces across the country, served hundreds of thousands of borrowers and successfully helped them obtain financing loans through credit applications.
Fourth, pat on the loan
Paipai Loan is the first P2P pure credit unsecured peer-to-peer lending platform in China. Paipai Loan was established in June 2007. The full name of the company is "Shanghai Paipai Loan Financial Information Service Co., Ltd." and its headquarters is in Shanghai. It is a network information lending platform. The team that pats the loan is a team full of dreams. The founding team comes from well-known companies such as Microsoft. While striving to create value for users, the loan auction team is also striving to realize its own value.
Verb (short for verb) is safe and inclusive.
Ping An Pratt & Whitney is a business cluster under China Ping An Insurance (Group) Co., Ltd., adhering to the brand concept of "trust is power", providing better loan services for small and micro enterprises and individual customers with innovative technology and excellent customer experience, and building a consumer finance brand trusted by global loan customers.
Institute of intransitive verbs Huijin
Huijin Institute is an Internet financial platform initiated by Sunshine Insurance. Founded in April 2005+2065438. Huijin Institute is committed to providing financial assets trading information services for individuals, enterprises and financial institutions, and building a comprehensive Internet financial service platform. Customers provide diversified investment and financial management options for qualified investors, financing channels for personal consumption and small and medium-sized enterprises, and a transparent and convenient transfer platform for non-standard financial assets.
Seven, pleasant loans
Yirendai is a domestic online financial service platform, which was established by CreditEase Company on 20 12. Yirendai provides credit loan consulting services for white-collar workers in China through the Internet, big data and other scientific and technological means, and provides financial consulting services for investors through the online platform of "Yirendai Financial Management". On 20 15 12 18, pleasant loan was successfully listed on the NYSE, becoming the first overseas listing of internet finance in China.
Eight, easy loan network
Easy Loan Network is one of the most professional Internet financial platforms in China. Combining the development of inclusive finance and the innovation of Internet technology, we will provide professional and fast loan services for individuals and small and micro enterprises to help them solve their financing problems. The cut-off platform covers 37 1 cities nationwide, with more than 2 million registered users, and provides tens of billions of loans to various customers every year.
Nine, you borrow it from me
Your loan is an information intermediary platform in peer-to-peer lending, which was established on June 20 1 1. The registered capital of your loan is RMB 65.438+000 billion, aiming at establishing efficient, transparent, safe and convenient Internet financial services for small and micro business owners or individuals with financing and investment needs.
You can choose one of the five loan platforms to apply for a loan online.
With the advent of the Internet era, loans have also opened the model of online lending. Many friends are faced with the problem of choosing which one to apply for online loans when choosing a loan platform. Today, I will introduce five formal online lending platforms to help you cure your phobia of choice.
Jingdong finance
Jingdong Finance, a subsidiary of JD.COM Group, mainly has two products: crowdfunding in JD.COM and IOUs in JD.COM. JD.COM users with certain credit requirements can open it without mortgage or guarantee. Jingdong Finance provides users with a secure loan platform based on data and technology. Which is better to apply for a loan online? Jingdong Finance is a good choice.
Zhong an Xin ye
Through its micro-loan technical services, Zhongan Xinye assists banks and other financial institutions to provide fast, simple, mortgage-free and guarantee-free services for small and micro enterprise owners, individual merchants and wage earners. The maximum loan amount can reach 500,000 yuan, and customers can easily repay or refinance loans within the predetermined amount without paying liquidated damages. Which is better to apply for a loan online? Zhongan Xinye must be on the list.
Microfinance network
Micro-loan network is a website that perfectly builds an interactive service platform for users with capital needs and investment needs, and provides low-risk, high-return and diversified investment products for the public. Users can obtain credit rating on the micro-loan network, issue loan requests, and meet capital needs; You can also lend your spare money to users with good credit and financial needs through the micro-loan network, and get a good rate of return on capital while helping others.
Yirendai
Yirendai is committed to making it safer, more efficient, more professional and more standardized to meet the needs of customers at both ends of the loan. It is a small loan platform, with fast approval and fast receipt. 1 minute credit granting, 1 minute quick approval,1day can be realized in only three steps, without submitting paper materials, and the monthly comprehensive rate is the lowest. After reading the above introduction, you should have an answer about which is better to apply for a loan online. Choose a suitable loan platform according to your own loan needs, prepare materials before applying, and develop a good habit of repaying on time. You will find that loans are also a good thing.
Is the loan of Hangzhou Easy Loan Network reliable?
It's quite reliable
Very reliable, Easy Loan Network, domestic professional financing loan network, officially opened on June 5438+ 10, 2009. Since its official opening, it has quickly become the most visited loan website in China with its strong background support in the loan industry and solid Internet technology research and development and operation management team.
What are the regular loan websites?
The following is recommended by the regular online lending platform for reference only:
First, Alipay borrows money.
Whether you can borrow money depends mainly on the borrower's sesame score. If the sesame score is low or does not reach a certain sesame score, the loan will also be rejected.
Second, JD.COM White Strip
JD.COM IOUs are mainly a credit value of users' shopping and the amount of shopping they spend. The higher their consumption, the more JD.COM IOUs they can naturally use.
Third, mobile phone loans.
Mobile phone loan is mainly a platform jointly developed by mobile companies. Refers to the user's personal credit information, such as the loan behavior in daily life, the flow of bank cards and so on. There are many loan methods to choose from, such as house mortgage, mobile phone purchase and mobile phone loan, mainly depending on how individuals choose.
Fourth, Alibaba.
The P2P model pioneered by Alibaba is mainly based on Alibaba's offline loan companies, providing loans of less than 500,000 yuan. Ali Small Loan is different from the P2P online model we often say.
Fifth, pat on the loan
The first P2P peer-to-peer lending platform in China started with a registered capital of 65438+ 10,000. Conditional compensation for investors requires investors to bear certain risks, but the mechanism of reviewing and collecting loans is better and the management cost is lower.
The idea of auctioning off loans has been innovating all the time. The most obvious example is to cancel the audit: give up any link of the transaction, so that auctioning off loans will become a lonely platform, and lenders and borrowers will trade entirely on their own. The auction of loans is only a third party to "witness" the legally binding loan relationship.
Sixth, everyone's loan.
Renren loan is characterized by paying attention to risk control, complicated audit procedures and very low credit line, which feels only suitable for particularly small loans. Because there is no advance payment, the lender needs to bear certain risks, but Renren Loan has strict audit on the borrower and a mature ripening mechanism. In particular, the expected annualized interest rate of everyone's loans is generally low.
Seven. Favorable network
With the background of Wall Street team, I don't lose to other companies in online publicity. The long loan period is compensated by the expected annualized interest, which gives people a very safe feeling in any way.
Which websites can lend money now?
Which online lending platform is more reliable and easy to pass the next paragraph, it is recommended as follows:
1 360 IOU: 360 is an operating credit loan platform. Users can follow the 360 loan on WeChat, or download the APP to borrow money. If there is a quota, you can cycle the loan, and every time the loan passes the examination, you can make the next payment. Borrowers with good data, stable repayment ability and no bad credit can try it.
2. Zhaolian Good Term Loan: Zhaolian Financial Credit Loan has always had a good down payment rate and usually meets the loan conditions. People with good personal credit and strong repayment ability are better. It is suggested that borrowers should maintain good credit before borrowing, develop good consumption habits and use more financial services to help improve the loan pass rate.
Before, I also needed business turnover. I used several products. The first time I applied for a small amount of money (formerly Baidu Finance), it was just 10W (the maximum platform support was 20W), and the interest rate was very low (the minimum annualized rate was 7.2%), which was still relatively low. All of them are put forward and divided into 12 periods.
Baidu Finance is a regular licensed consumer finance company, and the application process and the whole process of receipt do not require any fees.
Xiaoman-Rich Flowers (the second batch) Click online measurement.
Spend a little money-pay special attention if you have money:
1. Take out the money as soon as possible after spending the money, because the money may become invalid after a long time.
2. At present, it's best to withdraw cash in full, because I read other people's posts that if the withdrawal is too small, the system risk control may mistakenly think that you need it (or re-judge that you are not a quality customer), resulting in rejection during the withdrawal process, and at least 60% is safer.
After the third installment, you can choose to settle in advance, as long as it takes a long time, and it doesn't cost us anything to pay interest. Make sure to mention it first.
My second application was 360 IOUs. After all, they are all big platforms, so I applied first. The amount is 5.5W, and the interest is almost the same as the money spent.
360 IOUs, with a maximum loan of 200,000!
Click online measurement
There is also a trick to applying for 360. After simply filling in the information at first, the amount that comes out is only a basic amount, such as 5000, 1W5, etc. If you feel that the amount is not enough, you can apply for a privileged loan directly without withdrawing cash. This is a lot of money. As long as you have the basic quota, the privileged loan will definitely pass, and the quota will be greatly increased. The privileged loan supports 24 periods. My basic quota is 9000 yuan, which is 5.5W after upgrading the privileged loan.
3. Micro-loan: The credit loan of Weizhong Bank adopts the white list invitation system. If there is a micro-credit loan on WeChat payment and a quota is applied, you can submit a loan application. Face recognition will be carried out during the loan process, and the system will automatically approve the loan. The better the qualification, the easier it is to borrow money.
4. Enjoy flowers: CreditEase's consumer credit loan can basically be repaid after passing the certification, but only for eligible borrowers, so don't think that everyone can get the loan. In addition to meeting the basic conditions, borrowers have the opportunity to borrow money as long as they are not black hands, have low personal debts and have relatively stable income.
Is China's loan network formal and reliable?
Is China's loan network formal and reliable? In August, 2004, ChinaCredit.com opened a professional e-commerce website specializing in loan financing and lending. China Loan Network has a strong team of editors, software developers and system administrators. China Loan Network has always maintained a leading position in the domestic industry in developing Internet applications and services.