The old unit shall go to the housing provident fund management center for the registration of housing provident fund deposit, and after passing the examination by the housing provident fund management center, it shall go through the formalities for the establishment of housing provident fund accounts for its employees in the entrusted bank. Each employee has and can only have one housing provident fund account. The core of housing provident fund management is to establish a detailed account of employees' housing provident fund, and register and save the deposit and withdrawal of employees' individual housing provident fund.
The new unit shall, within 30 days from the date of establishment, go to the housing provident fund management center for registration of housing provident fund deposit, and hold the audit documents of the housing provident fund management center within 20 days from the date of registration, and go through the formalities for the establishment of housing provident fund accounts for its employees in the entrusted bank.
Unit merger, division, cancellation, bankruptcy, should be within one month from the date of the above situation, by the original unit or liquidation organization to the housing provident fund management center for change of registration or cancellation of registration, and since the completion of the change of registration or cancellation of registration, within 20 days to the housing provident fund management center audit documents.
General housing provident fund is deducted according to a certain proportion of your salary. Generally, the total post salary of the previous year is multiplied by a proportion (0.8% for operating companies and high 1% for general government agencies). This figure is shown in the column of employees' monthly salary provident fund, but in fact, the actual value of employees' provident fund is twice this figure, and the company will pay half of the provident fund for employees.
Units employing employees shall, within 30 days from the date of employment, go to the housing provident fund management center for deposit registration, and go to the entrusted bank for the establishment or transfer of employee housing provident fund accounts with the audit documents of the housing provident fund management center.
Where the unit terminates the labor relationship with the employee, the unit shall, within 30 days from the date of termination of the labor relationship, go to the housing provident fund management center to register the change, and go to the entrusted bank to handle the transfer or sealing procedures of the employee housing provident fund account with the audit documents of the housing provident fund management center.
In addition, when filling in the Registration Form of Housing Provident Fund Deposit, the unit has the following precautions:
(1), the deposit ratio of units and individuals is consistent. If the company pays 12%, the individual also pays 12%.
(2), the same unit from the chairman, down to the general staff deposit ratio must be consistent.
(3) All kinds of information of employees must be filled in accurately.
Legal basis:
Regulations on the administration of housing provident fund
Fifteenth units to hire employees, should be within 30 days from the date of employment to the housing provident fund management center for deposit registration, and for the establishment or transfer of employee housing provident fund accounts.
Where a unit terminates the labor relationship with its employees, it shall, within 30 days from the date of termination of the labor relationship, go to the housing provident fund management center for change registration, and go through the formalities of transferring or sealing the employee housing provident fund account.
Article 16 The monthly deposit amount of employee housing provident fund shall be the average monthly salary of the employee in the previous year multiplied by the deposit ratio of employee housing provident fund.
The monthly deposit amount of housing provident fund paid by the unit for employees is the average monthly salary of employees in the previous year multiplied by the proportion of housing provident fund paid by the unit.
Article 19 The housing accumulation fund paid by individual employees shall be withheld and remitted from their wages by their units.
The unit shall remit the housing provident fund paid by the unit and remitted for the employees to the housing provident fund account within 5 days from the date of monthly payment of employees' wages, and the entrusted bank shall include it in the employee housing provident fund account.
Twentieth units shall pay the housing provident fund in full and on time, and shall not pay it overdue or underpaid.
Units with real difficulties in depositing housing provident fund can reduce the proportion of deposit or defer payment after discussion and adoption by the workers' congress or trade union of the unit, and after examination by the housing provident fund management center and approval by the housing provident fund management committee; After the economic benefits of the unit improve, the deposit ratio will be increased or the overdue payment will be postponed.
Derivative problem:
How to pay the housing provident fund? A: The payment base of housing provident fund is the average monthly salary of employees in the previous year. This payment base shall not be less than 60% of the local social wage in the previous year and shall not be higher than 300%. The payment ratio is 5%- 12%, and the employer can decide within this range, and the most common one is 8%. Companies and individuals make equal contributions according to the ratio of 1: 1, that is, the company will pay as much as the individual pays. In addition, the company can also pay supplementary provident fund for employees on a voluntary basis, and the supplementary provident fund is paid by the company, and individuals do not pay.