I. Nanjing Commercial Housing Loan
Loan interest rate: the interest rate of the first suite in Nanjing is generally around 4.25%-4.45%, with a maximum of 5.4%; The interest rate of the second suite is generally 5.05%, with a maximum of 5.5%. (LPR changes at any time, subject to the final interest rate of the bank at the time of loan)
Commercial loans: For households who purchase ordinary self-occupied houses by loans, the lower limit of the interest rate of commercial personal housing loans for the first home is adjusted to not be lower than the quoted interest rate in the loan market. The corresponding period is lowered by 20 basis points, and the lower limit of the second set of commercial personal housing loan interest rate policy is implemented according to the existing regulations.