Is it risky to be an insurance guarantor?

Legal analysis: If you apply for insurance according to the procedures stipulated by insurance companies, there is no risk. However, if you don't make clear the relevant contents of the insurance contract with the applicant or deliberately cheat, the insurance company will be responsible, but the insurance company will find you to bear legal responsibility. The surety shall undertake the suretyship responsibility within the scope of suretyship agreed in the suretyship contract. When the debtor cannot bear his own debts, the guarantor has the obligation to repay the debts to the creditors within the scope of his guarantee responsibility.

Legal basis: Article 109 of People's Republic of China (PRC) Public Security Administration Punishment Law, the guarantor shall ensure that the guarantor does not evade the execution of administrative detention punishment. If the guarantor fails to perform the obligation of guarantee, causing the guarantor to evade the punishment of administrative detention, the public security organ shall impose a fine of not more than 3,000 yuan.

Article 108th of the People's Republic of China (PRC) Public Security Administration Punishment Law shall meet the following conditions.

(1) is irrelevant to this case;

(two) enjoy political rights, personal freedom is not restricted;

(3) Having a permanent residence and permanent residence in the local area;

(4) Having the ability to perform the guarantee obligations.