After 18 years of development, China Merchants Bank has developed from a small regional bank in Shekou, Shenzhen to a national commercial bank with a certain scale and strength, initially forming an institutional system and business network based in Shenzhen and radiating the whole country. Facing the whole country and overseas. In 2022, it has branches in more than 30 large and medium-sized cities and Hong Kong, more than 400 outlets and representative offices in the United States, and has correspondent bank relations with more than 900 banks in more than 70 countries and regions around the world.
Since 18, with the courage of being the first in the world, China Merchants Bank has constantly explored and innovated, and created dozens of firsts in innovative financial products and services, which has better adapted to the changing needs of the market and customers, and has been praised by customers and the public as a bank with strong innovation ability, good service and leading technology in China. It has made beneficial exploration for the reform and development of China's banking industry and achieved good business performance. According to the report of the third quarter of 2005, China Merchants Bank has realized a tax profit of more than 30 billion yuan, and its per capita income, return on net assets and other important business indicators rank among the top in the domestic banking industry. In recent years, China Merchants Bank has won many awards from domestic and foreign media such as "Best Local Commercial Bank in China", "Most Respected Enterprise in China" and "Top Ten Listed Companies in China".
China Merchants Bank adheres to the development strategy of "prospering through science and technology", based on the market and customer demand, gives full play to the great advantages of the unified electronic platform of the whole bank, takes the lead in developing a series of high-tech financial products and services, and builds other well-known financial brands such as "One Card", "One Netcom", "Golden Sunflower Wealth Management" and China Merchants Bank's credit card "Wealth Account" to establish the social image of a leading bank in science and technology. In July, China Merchants Bank launched the bank card "One Card", 1995, which is regarded as the pioneering work of personal finance in China banking industry. By the end of September 2005, the cumulative number of cards issued has exceeded 40 million, and the average card balance is nearly 5,000 yuan, ranking among the best in domestic banks. In September, 1999, the first online bank in China, "One Netcom", has been in the leading position of domestic peers in terms of technical performance and business volume, and has been listed as the first choice or the only payment tool for online banking in many well-known domestic enterprises and e-commerce websites. In June, 2003, as the representative of e-commerce and online banking in China, "Quan Netcom" boarded the podium of CHP Award, which is known as the Oscar Award in the field of international information technology application. This is the first time that China enterprises have won this honor.