Telephone harassment complaints from loan companies

Legal analysis: Lenders can inspect and supervise the use of loans as agreed, but 1232 1 is a platform for accepting reports of harassing calls, spam messages and fraudulent calls. The most common collection method of some informal online lending platforms is to explode the address book. If the borrower encounters telephone harassment, he can make a complaint through this platform.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 671 Where the lender fails to provide the loan on the agreed date and amount, thus causing losses to the borrower, it shall compensate for the losses. If the borrower fails to collect the loan according to the agreed date and amount, it shall pay interest according to the agreed date and amount.

Article 672 The lender may inspect and supervise the use of the loan as agreed. The borrower shall regularly provide relevant financial and accounting statements or other materials to the lender as agreed.