How to deal with Ping An Pratt & Whitney's dunning

Be positive. Answer the dunning call. It is best to take the initiative to negotiate with them, apply for installment repayment or delay repayment, which can reduce the number of dunning calls. After all, a dozen dunning calls every day will make people collapse. If you encounter the above dunning situation, you should negotiate with the other party calmly. During the negotiation, he explained the reasons why he could not repay, and expressed his willingness to repay, with a good repayment attitude. Don't use abusive, beating and other means to violently confront. If the other party comes to the door for violent dunning, such as smashing the door and smashing things. , you can call the police in time.

1. It is not illegal for online lending platform to collect loans by phone or SMS in regular online lending and overdue behavior occurs. Formal loans should be linked to personal credit information, and credit information should be checked when applying for loans.

Second, if there is overdue repayment, it will have a negative impact on personal credit. 1, resulting in overdue charges, including penalty interest and liquidated damages; 2. Affect personal credit records. If the loan enterprise does not have a financial license, the arrears will not be reported to the credit bureau and will not affect your personal credit record. However, those who refuse to return the lawsuit to the court may be included in the list of people who have lost their trust; 3. If the circumstances are serious, it will constitute a crime and need to bear criminal responsibility according to law. If the parties maliciously refuse to perform or evade the debt, it will rise to the level of crime, and criminal responsibility should be investigated for bad behavior.

Article 119 of the Civil Procedure Law: (1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case; (2) Having a clear defendant; (3) Having specific requests, facts and reasons; (4) It falls within the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court.

Fourth, after reading the above introduction, I believe you have a better understanding of how to deal with the dunning of Ping An Pratt & Whitney. Last reminder: whether online loans or bank loans, we must do what we can, repay on time, and avoid the tragedy of being urged. If you are sued, you need to pay back the money quickly, otherwise you may go to jail.