The company doesn't have a fixed telephone number. You can directly fill in 000-00000 in the fixed telephone number column of the credit card application. Pay attention to the bank phone number during the audit, and the staff may ask to supplement the company phone number, and then you can explain the situation to the staff of the credit card center.
However, it should be noted that the company does not have a fixed telephone, which may give the bank audit department an impression that your work is not very stable, which may affect your comprehensive score, leading to the failure of approval or the low credit line after approval; However, if you can apply, it will generally not affect the activation and use of credit cards.
Credit card review:
After receiving the application form and related materials submitted by the applicant, the issuing bank shall review the applicant's credit standing. The contents of the audit mainly include whether the contents of the application form are true, evaluating the credit degree of the applicant, and auditing the relevant information of the personal guarantor. Usually, the bank will review the information and economic situation of the applicant according to the application materials to judge whether to issue a credit card to the applicant. The factors considered include the applicant's past credit record, the applicant's known assets, professional characteristics, etc. The specific factors and process of the issuer's audit are trade secrets, which are generally difficult for the outside world to understand. Different card-issuing banks have different standards. Therefore, the same materials may have different credit lines and different types of credit cards in different banks, and even some banks will pass the examination and some banks will refuse to issue them.
: credit card
Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.
How to fill in the landline number of credit card (debit card)?
When users apply for a credit card (debit card) and fill in the application materials, if they don't have a landline number, they can fill it in as 0000-0000000. But when filling in the mobile phone number, be sure to fill it in carefully. During the application for credit card (debit card), please keep your mobile phone open and pay attention to answering the bank's audit call. If the phone is missed or disconnected, it may lead to the failure of credit card (debit card) approval.
In addition, if the company has a landline number, users can fill in the company's landline number, and the bank will dial the landline number to run the audit.
How to fill in the phone number of the credit card company? There is no landline.
Hello, 1 Colleague's Phone: If the company doesn't have a formal company phone number or a personal position arrangement phone number, we can fill in the phone number of the company's front desk or the fixed phone number of other departments, but it's best to find familiar departments and colleagues to avoid embarrassment during the audit.
Telephone number of relatives and friends: If we are temporarily unemployed, we can also choose to fill in the fixed telephone number of relatives or friends at home, but we must remember to inform us in advance.
3 No landline number: generally, you need to fill in the company phone number truthfully. If not, you can leave it blank. If you need to fill in, you can fill in 000-00000 or area code mobile phone number, indicating that there is no company landline number. You can explain the situation to the staff of the credit card center then. Some banks have strict audits and may need additional company phone numbers to prove that cardholders have stable jobs.
It is best not to fill in or fabricate the telephone number of the company, in case the bank can't dial or find this person in the telephone audit. If you fill it in indiscriminately, the credit card approval will fail. Moreover, once the applicant does it in the company's telephone column, it is likely to be recorded by the bank, causing personal credit damage. Not only did the application fail, but the credit card application also failed again.
: 1. What is a credit card?
Credit card is a non-cash transaction payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.60 mm, a width of 53.98 mm and a thickness of 65,438+0 mm, which are issued to cardholders by banks or credit card companies according to users' credit and financial resources. Cardholders don't need to pay cash when using credit cards, but pay back on the settlement date. Except that some credit cards are combined with financial cards, general credit cards are different from debit cards and withdrawal cards. Credit cards do not directly debit the user's account.
Credit card is a special carrier card with consumer credit issued by commercial banks to individuals and units for shopping, consumption and cash deposit and withdrawal in banks. It is a form of card with name, expiration date, number and cardholder's name printed on the front, and magnetic stripe and signature strip printed on the back.
Real credit cards have the following characteristics: cash deposits are not encouraged, consumption is followed by repayment, interest-free repayment period is enjoyed, repayment can be made in installments (minimum repayment amount), and international credit card organizations such as visa and master are increased for global use.
How to fill in an online credit card (credit card) without a landline?
Online credit card (credit card) has no landline, so you can fill in the landline at home or the landline of familiar relatives and friends. Fill in the landline number to facilitate the bank to check the operation of the landline. If you don't fill in the landline number, you may not be able to pass the credit card (debit card) approval. Therefore, it is very important to fill in the landline number. Be sure to fill in the landline number that can be dialed.
After filling in the landline number, the user must also meet the application conditions of credit card (debit card), otherwise the application will be rejected.
How to fill in the credit card applicant without a fixed amount?
If the company does not have a fixed telephone number when applying for a credit card, you can fill in 000-00000 on the credit card application form, or fill in the fixed telephone number of relatives or friends. If you don't fill it in, the staff can ask again and ask again after receiving the audit call. At this time, just explain that the work unit does not have a landline.
Matters needing attention in applying for a credit card:
First, pay attention to the confidentiality of the information filled in the application form.
Since the credit card needs to be activated before it can be used, the bank will check the relevant information when the customer applies for activation to judge the customer's identity. Therefore, the information filled in by customers should not be leaked to irrelevant personnel.
Second, choose the appropriate way to submit the application materials.
For customers, the simplest and safest way is to submit the application form in person at the bank outlet. This can ensure the security of data and shorten the application time. When a customer voluntarily submits an application at a bank outlet, he usually submits the information to a lower-level counter or account manager. In order to facilitate future inquiries, he can ask the name or job number of the bank staff.
Third, pay attention to verify the identity of marketers.
Active marketing of bank staff refers to the behavior of staff such as credit card direct sellers or account managers who actively recommend credit cards to customers and accept their credit card applications with the consent of customers. Marketing places are usually bank outlets, various public places and study workplaces, and marketing methods are generally interviews, telephone calls, letters, etc.
Fourth, track the progress of card inquiry in time.
1. After submitting the application form, customers can check the application and approval progress through the customer service hotline, and can track their application materials at any time. When answering the phone for bank inquiry and verification, please be sure to verify the source of the phone and my identity to ensure its authenticity and validity.
2. If the customer's bid is successful, the bank will issue a card to the mobile phone number reserved by the applicant and send a reminder message, and pay attention to whether the card has arrived. If you still don't receive the card one month after receiving the SMS sent by the card, and the registered number is unsuccessful, please call the credit card customer service hotline in time to apply for re-mailing.
Five, after receiving the card, do it twice in time.
1 is the signature. After receiving the card, the customer should immediately sign the signature column on the back of the card.
2, is to open the card and set the card password. Customers should call the customer service hotline to open the card and set the cash withdrawal password. Pay attention to the surrounding environment when using the mobile phone to open the card, and try not to use hands-free; When setting the password, don't make it too simple, and don't choose simple number arrangement, birthday, phone number, etc. As a password.
Six, pay attention to the custody of the card
1. Customers should store their credit cards separately from their ID cards, driver's licenses, passports and other documents to avoid being used by criminals after being lost, resulting in economic losses; Don't lend your credit card to others, and don't tell others your card information, password, expiration date, verification code, etc. Casual, avoid unnecessary occurrence;
2. If the telephone number and address are changed, please call the customer service hotline in time to make changes so as to receive relevant short messages and letters; At the same time, it should be noted that magnetic objects such as mobile phones cannot be placed on credit cards to avoid the inconvenience caused by degaussing.
Do I have to use a landline to get a credit card? How to solve it without a landline?
Now everyone has a mobile phone, but the traditional landline is hard to see in ordinary families. To apply for a credit card, you need to fill in a fixed telephone number. What if there is no fixed telephone? Can't I get a credit card without a landline?
When filling in the credit card application materials, if you don't fill in the landline number, the chances of bank issuing cards will be much smaller. You must have a landline to get a credit card, because banks use it to ensure the stability of your life and work. General banks will pay a return visit to the fixed telephone number you fill in when reviewing your card qualification to ensure that the information you provide is accurate.
How can I apply for a credit card without a landline?
First, fill in the company's fixed telephone number.
Generally, it is best to fill in the company's landline number in the fixed telephone column. As long as the bank checks your basic information, work and income information through the landline, basically the credit card can be approved.
Second, fill in the landline numbers of relatives and friends.
Friends who have no job can borrow money from relatives and friends when applying for a credit card. The person you choose had better be reliable and can help you pay a return visit through the bank phone smoothly.
In principle, you must have a landline to apply for a credit card. Banks don't usually call you often. You can safely fill in the landline number, so that the pass rate of your card will be higher.
This concludes the introduction of how to fill in a credit card without a landline and how to fill in a credit card without a landline. I wonder if you have found the information you need?