Which insurance company is Beijing Pratt & Whitney Insurance?

Beijing Pratt & Whitney Health Insurance is the first Huimin insurance launched by Beijing medical insurance department. The underwriting companies are all head insurance companies, which are jointly underwritten by China People's Insurance Company, China Life Insurance Company, Taikang Insurance Company, China Pacific Insurance Company and China Ping An Insurance Company. On May 28th this year, China Banking and Insurance Regulatory Commission issued Document No.66, requiring Huimin Insurance to "insist on steady operation". Therefore, at the beginning of research and development, Beijing Pratt & Whitney insurance products are based on the concept of sustainable renewal, and the product stability is stronger than that of ordinary commercial medical insurance.

Insurance and payment time of the insured: July 26th, 20265438 +0-September 30th, 20265438+0, including insurance opening. The guarantee period is: 2022 1 October 1 to February 20221. Note that there is a certain deductible for universal insurance reimbursement: the deductible for critical illness medical treatment in Beijing in that year (take 202 1 as an example: the deductible for medical insurance for urban workers in Beijing-critical illness medical treatment is 39,500, and the deductible for urban and rural residents is 30,400). The reimbursement amount is 6.5438+0 million per year (only for reimbursement of hospitalization expenses for serious illness), with 20,000 healthy people and 40,000 people with specific past diseases.

The premiums of the three insurance channels are all 195 yuan/year:

① After Beijing Pratt & Whitney Health Insurance is insured in the official WeChat account, the system will randomly assign it to five insurance companies for underwriting, and the specific company to which it is assigned is uncertain.

② Internet platforms such as Alipay, Micro-insurance and JD.COM have no special service personnel, and there is no special service for subsequent claims settlement. It is strongly recommended that you choose this channel for insurance.

③ Offline exclusive insurance channels. All five insurance companies and their cooperative agent channels have exclusive insurance channels. After being insured through exclusive channels, you can enjoy one-on-one follow-up service.

Suggested buyer: 1, never bought any commercial insurance. For various reasons, people who want to buy commercial medical insurance can't buy it. 3. People who have bought commercial medical insurance, but have excluded responsibilities, or have no outpatient responsibilities.

If you still don't understand, please consult a professional. One more insurance, one more guarantee.