The information required for enterprises to apply for bank loans is very complicated, as follows:
Business license, code certificate, tax registration certificate, company capital verification report, articles of association, enterprise ID card, enterprise loan card, accounting statements of the previous year, tax returns, tax payment vouchers, bank statements, accounts receivable, other accounts receivable, accounts payable, detailed list of other accounts payable and inventory list in the accounting statements of the previous year 1 month, etc. There are also other materials that banks need, such as invoices for loan collateral and proof of property rights.
2. What information does enterprise credit loans need to provide?
Enterprise credit loans needs specific materials: enterprise identity information (shareholders are allowed to apply for shareholder identity information, but the shareholding ratio must be provided), enterprise mobile phone number, business license, bank card of relevant bank, tax payment or billing information for more than one year, enterprise credit information, whether the enterprise has negative business judicial information and other related contents.
3. What does enterprise credit loans need?
Enterprise marketing license, tax registration certificate, organization code certificate, recent capital verification report, value-added tax or income tax payment certificate for the last six months, financial statements for the last year, and bank reconciliation of the enterprise for the last six months.
The identity card or passport of the shareholder of the enterprise.
Not all enterprises are qualified. First of all, the credit rating of corporate customers must be high enough, and there must be no bad behaviors that are often overdue, and they have been approved by relevant institutions and qualified for credit loans; Secondly, there are also requirements for the operating status of enterprises. For example, if they often lose money, they must have sustained growth in profits in the past three years, with more liquidity, sufficiency and stability; In addition, it is also indispensable, such as the invoice situation within a few years and half a year; In addition, the management of enterprises must be standardized and effective enough, and there is no overdue.
What information does enterprise credit loans need to provide? In fact, corporate loans, like personal loans, need to provide certain information. If this information is true and valid, it will be helpful for the application, and if you cheat for the success of the loan, the consequences will be more serious. First of all, the business license and organization registration certificate of the enterprise are essential; Also, the asset certificate under the name of the enterprise is also essential, if any, it has been signed. After reading the above related introduction, you should have a certain understanding of what information enterprises need to provide! Generally speaking, it is qualified. First of all, the credit of corporate customers is often overdue and eligible for credit loans; Secondly, there can be no enterprise for the operating state of the enterprise. In fact, corporate loans, like personal loans, need to provide certain information. If all this information is true and valid, there must be fraud in applying for a loan, and the consequences will be more serious.
To apply for enterprise credit loans, we must first prepare the business license, organization code certificate, account opening permit, tax registration certificate, articles of association, capital verification report, annual report for the last three years, tax records for the last two years, financial statements for the last three months, corporate bills for the last six months, and other materials such as planning garden lease contract, housing payment basis, and water and electricity charges for the last three months. Then take the information to the bank counter to fill in the application form, and then submit the form together with the information to the person in charge for approval. If the approval goes through the process, notify the lender to go to the outlet to sign the loan contract. After signing the contract, the bank will open an account with the lender.