The bank was cheated out of 93 million loans. Why are banks defrauded of loans?

The bank was defrauded of a loan of 93 million pounds. The bank was cheated because there was a mole, and someone applied for a loan from the bank with false information. These loans were successfully approved because there was a mole in the bank. It's incredible that the bank was defrauded of loans. After all, bank loans need a lot of procedures, and they have to go through strict examination. Every bank has a very perfect risk control system, and it is not.

93 million yuan is nearly 1 billion yuan. We may not be able to earn so much money all our lives, let alone all our lives, and we may not be able to earn so much money for several lives. However, people easily won 93 million yuan. First, he registered a company with his ID card, but it was actually just a shell company, with no actual business premises and no actual business entity, and he only got it from the bank by forged information.

Probably because he tasted the sweetness, he used the information of his relatives and friends to borrow money from the bank one after another, using the same forged information. He borrowed more than a dozen pens back and forth, the most of which was about 20 million, totaling 93 million. Up to now, there are still more than 80 million yuan of loans outstanding. Now he has been arrested and sentenced to 10 years in prison for fraud.

Although he was punished as he deserved, it also caused a lot of losses to the bank. This behavior is really hateful. He thinks he is smart enough to cheat the bank of so much money and bring so much loss to the bank and the country. And culpable of punishment.