The annualized interest rate of financial institutions is 6%-9%, and the interest rate of small loan companies will probably be around 8%- 12%. It will be decided according to the property attributes, loan amount and customer credit information.
Guangzhou real estate mortgage loan lending time is generally 3-7 days when the information is complete.
If the house has been mortgaged or mortgaged once, it needs to be repaid in advance, then the time for releasing the mortgage should be added. Every bank is different, and the whole process takes 3-4 weeks.
Housing prices in every region of Guangzhou are also uneven, but they are not low in first-tier cities. According to the statistics of Anjuke, in 2022, the city's average price is about 35,000 yuan/square meter, and 565,438+10,000 yuan in some areas is not uncommon.