Senior, let's talk about the difference between Everbright and CPIC, and see which insurance company is stronger. Compare which company's products are more cost-effective?
1. Is Everbright Life Insurance Company reliable?
Everbright Life Insurance Company was established in 2002 with a registered capital of 5.4 billion yuan. Existing shareholders include China Everbright Group Co., Ltd. (50%), Canadian Yongming Life Insurance Company (24.99%), Zhong Bing Investment Management Co., Ltd. (12.505%) and Angang Group Co., Ltd., a state-owned insurance company controlled by China Everbright Group (12.505%).
After 20 years of development, Everbright Life Insurance has established 24 branches, covering 80% of the country's population. The company always adheres to the business philosophy of "customer first", and meets the insurance protection and wealth management needs of customers in pension, accident, medical care, education and asset management through various sales methods and first-class products and services, and has won a good market reputation.
In 20021year, the operating income of Everbright Life Insurance increased by 7.11%year-on-year; The original insurance premium income increased by 4.58%, the net profit increased by 29.84%, the new single premium income increased by 33.74% and the renewal premium income increased by 38.88%. The value of new business increased 18.7% year-on-year. At the same time, the company's risk prevention and control was carried out in an orderly manner, and the comprehensive risk rating was A for eight consecutive quarters. He has won awards such as "Trusted Insurance Company", "Outstanding Innovation Case of the Year" and "TOP 10, the Best Insurance Fund in China".
After reading the display data and basic situation of Everbright Yongming, I believe everyone has a basic understanding of this insurance company. If you want to know whether the product value of Everbright Yongming is worth insuring, you can click on the following link to check:
The latest strength of "Everbright Yongming Insurance Company" is exposed. Is the product worth insuring? 》
2. Is Pacific Insurance Company credible?
Pacific Insurance Company, established in 199 1, with a registered capital of 2.452 billion yuan, can also be regarded as a comprehensive insurance group. Listed in Shanghai, Hong Kong and London, it has been selected into the Fortune Global 500 list for many times. In 20021year, the company realized an operating income of 440.643 billion yuan, an increase of 4.4% over the same period of last year; The Group's operating profit totaled 35.346 billion yuan, an increase of 65.438+03.5% over the same period. China Pacific Insurance became the official partner of the Hangzhou Asian Games in 2022, and helped to hold the Hangzhou Asian Games. Pacific Insurance has a full insurance license, including life insurance, property insurance, endowment insurance and health insurance, to provide customers with a full range of risk protection solutions, wealth planning and asset management services. Up to now, the total * * * has provided "responsibility, wisdom and temperature" services to 654.38+68 million customers.
These data can only give us the basic information of Pacific insurance companies, but the purchase of insurance must depend on product protection. Want to know what to pay attention to when buying products from Pacific Insurance Company? Then you should read this article carefully:
How about Pacific insurance? Is it reliable? What are the precautions? 》
3. Everbright Life Insurance Company vs Pacific Insurance Company, who will spend it?
1, company strength
Everbright Life Insurance Company was established in 2002, with a registered capital of 5.4 billion yuan, and was rated as Class A for eight consecutive quarters.
Pacific Insurance Company was established in 199 1 with a registered capital of 2.452 billion yuan, and its annual operating income in 2002/kloc-0 reached 440.643 billion yuan.
In terms of registered capital, Everbright Life Insurance is slightly ahead of Pacific Insurance.
2. Solvency
In the third quarter of 2022, the core solvency adequacy ratio of Everbright Life Insurance was 100.88%, and the comprehensive solvency adequacy ratio was 156.83%. The comprehensive risk rating in the last quarter was Class A. ..
There are many subsidiaries of China Pacific Insurance. Let me show you the solvency value of China Pacific Insurance: in the third quarter of 2022, the core solvency adequacy ratio was 65,438+043%, the comprehensive solvency adequacy ratio was 2,465,438+0%, and the comprehensive risk rating result in the last quarter was AA.
The solvency compliance line stipulated by the CBRC is that the core solvency adequacy ratio is not less than 50%; The comprehensive solvency adequacy ratio is not less than 100%, and the comprehensive risk rating result is above Grade B. ..
Therefore, as can be seen from the above data, the solvency of these two insurance companies is up to standard and both are very reliable.
3. Advantage insurance
The advantages of Everbright Life Insurance include accident insurance, health insurance, annuity insurance and life insurance. For example, Guangming Huixuan series pension annuity insurance, Guangming Supreme series whole life insurance, Guangming Worry-Free series critical illness insurance and Million Ankang series medical insurance are all popular products at present.
Are popular products necessarily good products? Not necessarily. Before you insure the products of Everbright Life Insurance, you can click this article to check the precautions:
Pay attention to these points before handling the old-age annuity insurance of Everbright Yongming Guangming Huixuan (A)! 》
Pacific Insurance is characterized by medical insurance, accident insurance and annuity insurance, such as Aijiayou series medical insurance, E-Enjoy series million medical insurance, domestic travel series accident insurance and Xin Congrong series annuity insurance.
Combined with the above analysis, Everbright Life Insurance and Pacific Insurance are both very strong. Senior sister also hopes that everyone will pay attention that when you start to take out insurance, the core is the product itself, and the insurance company is not the most important.
Write it at the end
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