1. The customer structure is single, mainly in steel, coking, trade, coal and other industries. The collateral is mainly land and real estate, and the guarantee method is mainly guarantee.
2. The balance of non-performing loans is the highest among Tangshan banking financial institutions. The non-performing loan ratio is nearly 2.66 percentage points higher than the average level of banking financial institutions in the city, ranking first among banking financial institutions in the city, reaching 5.74%.