How does the company open an acceptance bill?

Acceptance bills are applicable to commodity transactions between enterprises where the goods are delivered first and then collected, or where both parties agree to postpone payment. There must be a transaction or creditor-debtor relationship;

The parties who use commercial bills must open an account in a bank and have legal personality.

Can be used in different places in the same city, without settlement starting point restrictions;

The payment term cannot exceed 6 months;

The acceptor has the responsibility to pay unconditionally when it expires! Specific:

1. The drawee draws an accepted commercial draft.

2. The payee entrusts his own bank to collect money when the bill expires.

3. The receiving bank collects fees from the paying bank.

The payer should send the deposit before the bill expires, and then the paying bank will transfer the money to the payee's bank after receiving the money from the payee's bank.

If it cannot be repaid at maturity, the acceptor will pay unconditionally; Secondly, commercial bills can be discounted at the bank before maturity (that is, they can be sold to the bank or withdrawn in advance), but the bank will charge a certain handling fee.