When an enterprise applies for an enterprise loan, it must be submitted by an enterprise legal person. After meeting the requirements for applying for enterprise loans, you can bring relevant materials to the bank counter to handle enterprise loan business. Users fill in the loan application form at the bank and submit the information and forms to the bank. After receiving the loan application, the bank will review the user and notify the user to sign the contract after the approval.
Of course, the loan funds of enterprise loans can usually only be used for the operation and development of enterprises. If the funds are used for the property market, investment and wealth management, it is illegal to use loan funds.
Second, the enterprise loan application sample
The enterprise applying for guarantee shall provide the following documents
1. A copy of the power of attorney and ID card of the specific agent.
2. Recent financial statements of the enterprise.
3 loan application (copy).
4, the materials needed to assess the credit rating.
Fan Wenyi
China XX Bank
Enterprise Name: XXXXXXXXXXXXXX Application Date: XX, XX, XX, XX.
First, apply for a guarantee.
Amount of secured loan (from XX to XX, XXXX).
Source of secured loan repayment funds: XXXXXXXX repayment plan: XXXXXXXX undertakes X. (including personal property pledged by the legal representative)
Applicant's opinion: XXXXXXXX
Seal of the applicant enterprise: XXXXXX
Signature of legal representative
XXXX，XXXX，XX，XX
Handler (signature): XXX
Two. Opinions of the bank to be loaned
Signature of loan bank: XXXXXXXX
Loan bank (official seal): XXXX
XXXX，XXXX，XX，XX
Third, urban credit insurance.
Preliminary opinion of member service department: XXXXXXX
Examiner: XXX
XXXX XX year
Audit opinion of guarantee business department: XXXX
Reviewed by: XXX
XXXX，XXXX，XX，XX
Opinions of Municipal Credit Insurance Center: XXXX
Director: XXX
XXXX，XXXX，XX，XX
Fan wener
Xx Branch of China xx Bank:
I am an employee of XX (unit), and my current position is XX. I have issued XX sets of commercial houses (shops) with an average monthly income of XX, and the property number is XXXX. I hereby pay you RMB X million with a term of XX years, and agree to use it as a guarantee to repay the loan under the loan contract signed with your unit (bank); I agree that your company (bank) can inquire my information through the personal credit information system of the People's Bank of China to understand my credit status. In line with the principle of honesty and trustworthiness, I declare that this property is X house purchased by this family loan (excluding provident fund loan). I have opened a repayment account (account number XXXXXXXX) in our bank (branch) as required by your bank, and promised to deposit the current principal and interest in full before the repayment date of each installment and the loan maturity date. At the same time, I authorize the lender to provide the new account with insufficient funds on the monthly repayment date and when the loan principal and interest (including overdue interest and penalty interest) default, and take all legal collection measures and voluntarily bear all consequences.
Applicant (signature and fingerprint): XXX
Valid ID number: XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX
XXXX，XXXX，XX，XX
Third, how to apply for mortgage loan in the name of the company
Anything can be done as long as the conditions are met.
Application conditions for mortgage car purchase:
1. Have valid identification and full capacity for civil conduct; Mortgage loan for buying a car
2. Can provide a fixed and detailed address certificate;
3. Have a stable occupation and the ability to repay the loan principal and interest on schedule;
4. Personal social credit is good;
5. Holding a car purchase contract or agreement approved by the lender;
6. Other conditions stipulated by the Cooperation Organization.