Company accounts can be directly transferred to individuals. Transfer from enterprises to individuals can be handled at the bank counter or through enterprise online banking. However, when transferring funds from an enterprise account to an individual, there must be sufficient basis for the purpose of the transfer, such as repayment, reimbursement of travel expenses, salary payment, etc., and the authenticity and legality of the use of funds must be guaranteed, otherwise it will not pass the bank audit smoothly.
The company account refers to the bank settlement account opened by the depositor in the name of the company as the unit bank settlement account. Unit bank settlement accounts are divided into basic deposit account, general deposit accounts, special deposit accounts and temporary deposit accounts according to their purposes.
Each account has a name to explain the economic content of account accounting. The account is set according to the account, so the account name must be the same as the account. The name of the account is the name of the account, and the accounting content specified in the account is the economic content that the account should record, so the corresponding account settings should be made according to the classification of the account.
For example, an enterprise should open an asset account, a liability account, an owner's equity account, a cost account and a profit and loss account; According to the needs and characteristics of subjects, corresponding subjects are set up according to the general classification subjects, the secondary classification subjects and the detailed classification subjects, which is convenient for the classification, collection, summary and specific detailed accounting of data.
A group or batch of accounting records (each record is called an account). By integrating these accounts, business owners and managers can know the amount owed by the enterprise to others and the amount owed by others to the enterprise; After regular settlement, they can know more about the profit and loss of the enterprise.
It is also the general name of all kinds of deposits, loans and current accounts opened by customers in banks. It is a kind of bookkeeping method set up by the bank for various departments of the national economy, enterprises, institutions and individual operators to record and reflect the receipt and payment of funds and other businesses. Through bank accounts, social and economic life can be reflected, regulated, supervised and managed. In China, state organs, organizations, military units, schools, enterprises and institutions should open accounts in banks, and handle credit, settlement and cash deposit and withdrawal business through bank accounts.
What are the account types?
Basic deposit account:
Basic deposit account is a bank settlement account that depositors need to open for daily transfer settlement and cash receipt and payment.
General deposit account:
A general deposit account is a bank settlement account opened by depositors in banking institutions outside basic deposit account for loans or other settlement needs.
Special deposit account:
Special deposit account is a bank settlement account opened by depositors in accordance with laws, administrative regulations and rules for special management and use of their special funds.
Temporary deposit account:
Temporary deposit account is a bank settlement account opened by depositors for temporary needs and use within a specified period of time.
What are the relevant regulations?
1. Depositors of corporate bank settlement accounts can only open a basic deposit account in the bank.
2. basic deposit account is the depositor's main account. The receipt and payment of funds for depositors' daily business activities and the withdrawal of wages, bonuses and cash shall be handled through this account.
3. The general deposit account is used for the deposit of depositors' loans, repayment of loans and other settlement funds. This account can be used for cash deposit, but not for cash withdrawal. General tax inspection begins with basic households.