If the truck is associated with the company, the customer can borrow money when the truck is not available. Automobile mortgage loan is light credit, and there is no bad record of continuous delays, bad debts and serious lawsuits. As long as the borrower has the ability to repay the principal and interest, he can apply for automobile mortgage. Automobile mortgage's credit limit is related to the value of the car, which will be impounded, and the requirement for personal credit will be lower. You can apply for automobile mortgage and a car by car. Remember to repay the loan on time after the loan.
Second, the company car name can I buy a car with a personal credit loan?
You can borrow money.
Mortgage to buy a car in the name of the company:
1, resident ID card, household registration book, marriage certificate.
2. Relevant income certificates, including unit income certificates, deposit certificates, securities, real estate certificates or other income certificates.
3. The car purchase contract or agreement signed with the dealer.
4. The deposit certificate (passbook) of the bank that is not lower than the down payment.
5. If the house property is mortgaged or pledged, a list of mortgaged or pledged property, a certificate of ownership, a certificate that the person who has the right to dispose of the property (including the property owner) agrees to mortgage or pledge, and a certificate of mortgage valuation issued by the competent department shall be provided.
6. If the purchased vehicle is mortgaged, a written loan recommendation letter issued by the dealer designated by the lender before handling the legal mortgage registration and relevant insurance procedures shall be provided.
7. If the guarantee is provided by a third party, a written document of the guarantor's consent to the guarantee, relevant credit certification materials and a certain percentage of the deposit shall be issued.
Third, do you want to check the personal credit report for the loan? Can you check it yourself?
Check. Of course.
Loan method:
1. Online inquiry: log in to the credit information service of the People's Bank of China, register new users, conduct identity verification, select the credit information report after verification, wait for the identity verification code after submission, and enter the identity verification.
2. Self-service inquiry machine inquiry: Most merchants tell the self-service inquiry machine that after using face recognition technology, they can inquire or print personal reports by entering their mobile phone numbers.
Choose to go to the local branches and credit branches of the People's Bank of China. Pay attention to the original and copy of the certificate.
Operating environment: Baidu APP version model: 1. 1.2.
What is a loan credit report?
(1) Credit loans save time; Credit information contains personally identifiable information, such as the name and address of the recorded person. Banks can intuitively know the authenticity of your credit information on the application form to help lenders get loans quickly.
(2) As the saying goes, it is not difficult to borrow again. If the contents of the credit report reflect you, the bank will certainly be happy to lend money, which will improve certain convenience. You have a stain on your face. Even if you have a house, a car and a career, the bank can't lend you money.
(3) Lenders will treat such people differently, such as reducing the personal loan amount, providing guarantee or mortgage when lending, and providing loan interest rates. ; At the same time, if there are too many personal loans, it has exceeded the loan commitment.
(4) reflect fairness; Credit investigation is mainly to evaluate the personal credit situation. Regardless of your background or accumulated wealth, the higher the credit value, the more loan opportunities you can get. The credit center will also objectively record your consumption, payment and loan situation, which is very beneficial to reduce the subjective factors affecting credit card processing and online individuals.
4. My truck is in the name of the company ... the contract I signed with the company ... Q, yes. ...
Spread out completely
Trucks can't make mortgages. Find another way.