Anshan Bank.
Anshan Bank Co., Ltd., formerly known as Anshan Credit Union, was founded in 199 1,1996+February and formally established as Anshan Commercial Bank. In 20 10, the CBRC officially approved its name change to Anshan Bank Co., Ltd. By the end of 20 12, the Bank had 19 tier-one branches and 77 tier-two branches. All kinds of deposits reached 50.7 billion yuan and total loans reached 32.9 billion yuan, ranking first in Anshan. The balance of non-performing loans was 306 million yuan, accounting for 0.93%; The profit before provision was 65.438+25 billion yuan, the provision coverage ratio was 465.438+07.42%, and the capital adequacy ratio was 65.438+04.22%. All the regulatory indicators met the good banking standards. It is the bank with the largest assets and the best profitability among Anshan financial institutions.
2. Is the insurance project launched by Sino-Italian Life Insurance Company through cooperation with Guangfa Bank worth insuring? Please answer, thank you! ! !
The same insurance is not suitable for every customer, especially bank insurance. At present, there are at most three insurance companies in each outlet, and the products of each company are divided into batches and stages. Because of the long time and different emphasis of each product, the form and rights of the product are not necessarily clear to the bank financial manager. I used to think that bank insurance is relatively simple, and customers can improve their financial planning by buying a little. While diversifying risks, it can also preserve and increase wealth. But now banks regard insurance as a very important source of profit and spare no effort to promote it. Therefore, misleading sales are frequent. Financial managers usually sell insurance according to the sales promotion of certificates of deposit, which leads customers to buy insurance with too much money as deposits. When they want to use it, they realize that it is not as simple as charging interest on losses in advance on a regular basis. As an insurance practitioner, my advice is that you should buy, but don't buy more. If your family's annual income is 1 00000, if you can spare 50000 yuan a year, you can ask the husband and wife to buy a salesman's health insurance, each with an insured amount of 200000 yuan (which takes a long time to pay), and it will cost at least10000. If the bank's financial insurance is paid in advance, it should not exceed 3000 years. If it is a batch payment, it is necessary to save it for the children. The amount of each serving should not be too large. If you need money, you don't have to pay it back together Although the delivery time and five-year regular similar benefits are not particularly high, many products are still distinctive and can provide relatively high accident protection. Invest the rest of your money so that you won't be tied behind your back when you need it.
I hope it helps you.
Three. Sino-Italian Life Insurance and Guangfa Bank
Insurance products can only be underwritten by insurance companies, so the underwriting institution can only be China Renshou, not Guangfa Bank. The products of insurance companies can be sold through banking channels, which means that Guangfa Bank is the sales organization of China Renshou, so this policy is underwritten by Guangfa Bank.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.
Four, the difference between Guangfa Bank and China-Italy Life Insurance Company in agency and underwriting.
Insurance products can only be underwritten by insurance companies, so the underwriting institution can only be China Renshou, not Guangfa Bank. The products of insurance companies can be sold through banking channels, which means that Guangfa Bank is the sales organization of China Renshou, so this policy is underwritten by Guangfa Bank.