Does the person who pays the bill have a credit report?

Credit report. With the approval of the central bank, Bohai International Trust Co., Ltd. has been connected with the credit information system of the People's Bank of China. After Billing Man accessed the credit information system, the credit information related to Billing Man's customers began to be reported to the central bank's credit information system on a regular basis.

What are the consequences of paying the bill?

Bear high overdue fees, affect personal credit, explode address book, and default interest.

Paying the bill will not make personal credit worse, so follow-up car loans, mortgages and so on. It will have an impact. If the arrears are not returned, the record will be kept in the credit report. After the individual returns the arrears, the record will be kept for five years, and then it will disappear automatically.

If the payer fails to repay, it will generate penalty interest. The longer the time, the more penalty interest will be generated, and the greater the pressure of subsequent repayment. In fact, when an individual can't repay the loan on time, the user had better borrow it from friends around him, and return it to his friends in time after he has more money, but don't borrow it from friends often.

After the man who pays the bill does not return it, the platform will collect it. The common collection method is to call a friend in the borrower's address book to urge you to pay it back. This collection method will seriously affect your normal life and your reputation.

Pay attention to the interest charged by the platform when borrowing on bills. If the interest charged is high, users can choose other platforms. Now there are many online platforms that can lend money, and users can choose the one that suits them by comparison.