What does P2C mean?
1, P2C mode is a business mode of individual to company. Not only e-commerce, but also Internet finance. The main emphasis is on the object flow of business model, that is, personal initiation to enterprise harvest. \x0d\2. 1 In the field of e-commerce, P2C can be said to have many representatives in China, such as various group buying networks, such as various brand flagship stores, for example, individuals place orders with courier companies, and even individuals initiate online reservations. \x0d\2.2 In the field of Internet finance, P2C is a branch of P2P. But P2P stands for peer-to-peer, which can never be simply explained as person-to-person. That's C2C. P2C lends money to legal persons (companies) on behalf of individuals in the P2P field, and maintains the cooperative relationship between the two parties through the loan relationship to achieve a win-win situation. \x0d\3。 At present, the domestic P2C platform or business can no longer be regarded as innovation. The market segments of comprehensive industries began to take shape gradually, from supply chain (Ali Department and JD.COM Department) to car loan (small loan department), student department (university campus) to liquidity department (love investment, etc.) to special industries, such as culture and sports (star finance). \x0d\4。 In the future, the Internet finance industry will be market segment competition, not unified integration, because it is not buying and selling goods, but financial risks. In addition to testing the financial control ability of the platform, it is also necessary to test the industry control ability of the platform. Only single-minded, dedicated and professional fields can ultimately succeed. It is impossible to unify Taobao, and it is completely unsuitable for the field of internet finance, and the state will not allow it.