This insurance company was established with the approval of China Banking and Insurance Regulatory Commission, China, and its products can only be sold with the approval of China Banking and Insurance Regulatory Commission, which is trustworthy.
As for when to withdraw money or what conditions can be met to settle claims, it is written in black and white in the insurance contract and has legal effect. Everyone can rest assured.
If you want to know more about Taikang Life Insurance, you can poke: Is Taikang Life Insurance reliable? What about these products?