1. Yu 'ebao can deposit change or take it at any time. Gold ingot 1000 yuan, with a minimum investment period of 6 days.
2. Different wealth management products have different annualized rates of return.
3. The platform background is different. The background of Yu 'ebao is Alipay and Tianhong Fund Company, and the background of Jin Yuanbao is Gaochun Fortune Group.
4. Third-party payment channels are different. Yu 'ebao pays through Alipay, and Jin Yuanbao issues a payment license through the central bank.
Extended data:
Nowadays, Yu 'ebao is not only an "artifact" of national financial management, but also constantly enters various consumption scenarios, bringing subtle changes to users. Starting from 20 14, Yu' ebao has successively launched projects such as buying a mobile phone with zero yuan and buying a car with Yu' ebao, so that Yu' ebao users can enjoy special preferential rights and interests, and also see Yu' ebao's imagination in the consumption field.
By March of 20 15, Yu' ebao was the first to buy a house, which was a breakthrough in the consumption scene of Yu' ebao and the first time that the real estate industry introduced internet financial tools.
At that time, Fangxing Real Estate and Taobao jointly launched the purchase project of Yu 'ebao, and released the source of 1 132 suite, supporting Yu 'ebao to purchase houses in ten major cities in China, such as Beijing, Shanghai and Nanjing. After the buyers pay the down payment through Taobao, the down payment will be frozen in Yu 'ebao. Before the formal delivery of the house or 3 months after the down payment, the balance treasure income generated by the down payment still belongs to the buyer. This means that the goods are delivered first and then paid, and the benefits can be obtained by paying first.
Baidu encyclopedia-Yu' ebao