2. Different industrial divisions: The regulations on three industrial divisions issued by the National Bureau of Statistics show that financial leasing belongs to the tertiary industry-door J: financial industry -7 120: financial leasing. Financial leasing is divided into tertiary industry-door l: leasing and business services -73 10 category: machinery and equipment leasing.
3. Different regulatory agencies: Financial leasing companies are subject to the approval and supervision of the CBRC, and only financial leasing companies can be labeled as "financial", so it is very difficult and demanding to set up. The difficulty of setting up is relatively small, and the requirements for corporate shareholders are relatively small. However, financial leasing is also a kind of financial enterprise. Now the country is vigorously rectifying the financial market, and the registration requirements of financial leasing are also very strict.
4. Different supervision and management methods: the supervision department of the financial leasing company conducts supervision according to the lender. The leasing company conducts business activities within the credit scale approved by the regulatory authorities. Changes in leased assets shall be reported daily. The regulatory authorities have reliable monitoring of the bank accounts of leasing companies.
5. Different scope of application: financial leasing is more suitable for SME financing. Because financial leasing has the characteristics of combining financing with finance, the leasing company can recycle and dispose of the leased property when there are problems, so the requirements for corporate credit and guarantee are not high when handling financing, which is very suitable for financing of small and medium-sized enterprises.