Reliable loan platforms include Yin Bei Consumer E-Point Loan, Flower Borrowing, Jacquard, Flower Appreciation, Doudou Money, Money Flower, Ant Lending, Weizhong Bank Micro-Loan, JD.COM Gold Bar, etc.
Reliable loan platform
1, Yin Bei Consumer E-point Loan: This product was launched by Yin Bei Consumer Finance Platform, and it is a credit information product. The credit line is between 1, 000-50,000 yuan, and the loan period is 3- 12 months. Remember to pay back on time, otherwise your personal credit will be affected.
2. Borrowing flowers: loan products under Ctrip Finance, with a credit line of 500,000-200,000 and a loan term of 1- 12 months. The application conditions are: Chinese mainland residents aged 22-55, who can submit basic information such as ID cards when applying.
3. Withdrawal: Zhongyuan consumer finance loan product, with a credit line of 1 0,000-200,000 and a loan term of1-0/2 months. The application conditions are: 18-55 years old, with good credit information and no criminal record.
If there is demand, recommend Xiaoman Finance under Baidu Finance. The company is licensed to operate formally in industrial and commercial registration and Chongqing, and cooperates with licensed financial institutions such as regular banks and consumer finance companies to provide services.
Interest expense is open and transparent, and there is no hidden charge. The minimum daily interest rate is 0.02%, and the annualized interest rate is 7.2%. The maximum amount is 200,000, and it will be received in 3 minutes at the earliest. The actual interest rate is determined by the system according to the comprehensive situation of users, and the pricing is differentiated.
Xiaoman-Rich Flowers (the second batch) Click online measurement.
In order to provide better services, the borrowing funds mainly come from licensed financial institutions such as regular banks, companies and consumer finance companies, such as Agricultural Bank of China, Postal Savings Bank, China Everbright Bank, Minsheng Bank, Huaxia Bank, Bohai Bank, Bank of Beijing, Guangzhou Bank, China Post Consumer Finance and Yin Bei Consumer Finance.
4, entitled flowers: unsecured credit loans, the fastest 10 minutes can be received. The credit line is between 30 million and 200,000, and the loan period is 6- 12 months. The application conditions require users to be 22-55 years old and have full capacity for civil conduct. Required information: ID card, mobile phone number and savings card binding.
5. Doudou Money: The user is required to be 20-50 years old, and his mobile phone number in the real-name registration system has been used for 5 months, with a credit line of 30,000-50,000 yuan and a term of 3-24 months.
Second, which online loan is the most reliable?
Personally, I think "10 thousand loan" is good, and I borrowed it once!
3. Which platform is more reliable for mobile loan?
At present, China Merchants Bank can apply through mobile banking or inquire whether it is eligible to apply.
1, account, funds can only be used for normal bulk consumption and transfer, and investment direction is not allowed.
2. If you hold the savings of China Merchants Bank, click "My → All → Borrowing → Lightning Loan" to apply for lightning loan. Your specific quota will depend on your business situation in China Merchants Bank.
3. Different types of lightning loans have different quota regulations. Generally, the maximum credit line does not exceed 300,000 yuan, subject to the loan page. If you have obtained the qualification of lightning loan, you can log in to the "lightning loan" module of APP or online banking to check your maximum application amount. The minimum amount of a single withdrawal is 1000 yuan, and the maximum amount does not exceed the limit, and it must be an integer multiple of 1000.
4. There are two ways to apply for a loan within the lightning loan limit:
(1)/kloc-lend within 0/5 minutes, and automatically approve within 5- 10 minutes. Lend immediately after approval, and notify the result by SMS.
(2) The loan will be released on t 1 day, and there will be telephone verification of the nuclear power plant within t1day. After confirming the information, I will not reply for three times. If the application fails, I need to apply again.
Tips: ① If there is no automatic lending within 5- 10 minutes, it is normal to wait for telephone review. The approval process cannot be performed.
(2) After the amount of the lightning loan is completed, it will be active in the credit investigation, but it will not be withdrawn: there will be no record of the amount in the credit investigation; Subsequent loan records for each withdrawal.
If you can't apply, it is suggested that you can apply according to the purpose of the loan, such as: the housing loan is earmarked. If China Merchants Bank tries to apply for a loan in your city, the conditions and application materials required for each loan project are different. Please call the customer service hotline of China Merchants Bank at 8:30- 18:00, select "3-3-9" to enter the manual service, and provide the detailed information of the loan purpose and the city where you are located. Whether your loan application is approved or not, please refer to the comprehensive audit results of the personal loan department of the handling bank.
(reply time: April 22, 202 1. Please refer to the latest business changes announced by China Merchants Bank in official website. )