Is it legal to accept the company?

The business scope of debt collection companies is not legally recognized: currently registered "debt collection companies" generally handle subordinated debts in the name of credit reporting companies, which is a legal transfer of creditor's rights and is legal. Generally speaking, they are not called debt collection, but called "commercial account collection", and the person entrusted to help collect debts is the "commercial account collector".

Is it legal to entrust others to collect debts? Can others help themselves to collect debts with their own IOUs and power of attorney? In my opinion, in the field of civil law, the law is free without prohibition. Although there is no creditor-debtor relationship between the trustee and the debtor, the trustee holds the creditor's power of attorney, which shows that the creditor's rights certificates such as "IOUs" held by him have legal sources. So it is not illegal to entrust others to help them collect debts in a legal way.

Are some terms agreed in the entrustment contract valid? What is the validity of this clause? It is stipulated in the entrusted debt collection contract that "commercial accounts shall not be collected by compulsory means or other acts that violate laws and regulations, and if such acts occur, it has nothing to do with the client"? Lawyers believe that although there is such an agreement in the entrustment contract, it cannot completely get rid of the legal responsibility of "illegal debt collection causes damage to the debtor".

A debt collection company is a company specially set up to collect debts for some institutions or individuals. Some of these companies often take some drastic measures to demand business. On October 29th, 2065438+0210/KLOC-0, many banks in Nanjing publicly admitted to cooperating with third-party debt collection companies to collect debts from the public, and the management system and personal integrity of banks once again became the focus of social attention.

References:

Debt collection company-Baidu encyclopedia