1. Borrower's identification materials: ID card, passport, etc.
2. Original documents such as the letter of intent for buying a house or the sales contract/agreement signed by both parties to the transaction according to law;
3. The loan contract and agreement signed between the seller and the original loan bank, and the certificate issued by the bank that the loan balance has not expired;
4. The notarized power of attorney of the seller authorizing the guarantee company to handle property right inquiry, house foreclosure, transfer registration and other businesses;
5. The borrower's credit records, including credit reports;
6. Personal settlement account opened in China Bank for repayment of loan principal and interest.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.