Detailed description:
1. Property lien: According to the relevant laws of our country, the guarantee company has the right to seize the pledge when the borrower fails to repay the loan within the time limit. But once you pay off the debt, the guarantee company should not detain your vehicle any more.
2. Overdue car loan and guarantee responsibility: overdue repayment is a breach of contract, but the responsibility of the guarantee company is to provide guarantee and fulfill the repayment responsibility when the borrower fails to repay on time. Once the debt is paid off, the guarantee company has no right to continue to detain the vehicle.
3. Call the police to protect rights: If the guarantee company refuses to return the vehicle, it can call the local public security organ and apply for judicial assistance. The police will investigate and intervene.
Summary:
According to the relevant laws and regulations of our country, if you have paid off the overdue car loan, but the guarantee company refuses to return the car, you can call the police to protect your rights. The police will intervene in the investigation to help you safeguard your legitimate rights and interests.
Extended data:
According to the relevant provisions of the Criminal Law of People's Republic of China (PRC), it is illegal for a guarantee company to detain pledges such as cars and houses, which constitutes a criminal offence. So once you pay off your debt, the vehicle detained by the guarantee company is suspected of illegal detention, and you have the right to call the police. The police will investigate in accordance with legal procedures and protect your rights and interests within the scope of the law.
It should be noted that in the process of safeguarding rights, it is recommended that you properly keep relevant repayment vouchers and bank vouchers as evidence to better prove that you have paid off your debts. In addition, contact the local public security organs in time to provide detailed information and get more accurate legal help.
I hope the above information can help you. If you have more questions, please consult local legal professionals or relevant institutions in time.