Introduction of various banking entities:
1, People's Bank of China: It is the central bank of China, not an enterprise, but a government department.
2. Three policy banks: China Development Bank, China Agricultural Development Bank and The Export-Import Bank of China. These are not legal persons, not for profit, but also the nature of state organs.
There are five national commercial banks: China Construction Bank, Industrial and Commercial Bank of China, Bank of China, Agricultural Bank and Bank of Communications, all of which are state-owned joint-stock commercial banks, that is, state-controlled banks.
4. Local state-owned commercial banks: existing in first-and second-tier major cities, commonly known as XX commercial banks, which were restructured from the original urban credit cooperatives.
5. Private joint-stock commercial banks: such as Shenzhen Development Bank, Shanghai Pudong Development Bank and Industrial Bank. Are privately controlled and operated.
Joint-stock commercial banks are a type of commercial banks. There are 12 national joint-stock commercial banks in China: China Merchants Bank, Shanghai Pudong Development Bank, China CITIC Bank, China Everbright Bank, Huaxia Bank, Minsheng Bank, China Guangfa Bank, Industrial Bank, Ping An Bank, Zheshang Bank, hengfeng bank and Bohai Bank.
Joint-stock commercial banks have become a dynamic new force in China's commercial banking system and an indispensable part of the development of banking industry and even the national economy.
1, China Merchants Bank
China Merchants Bank was established on April 8, 1987. It is the first joint-stock commercial bank in China, headquartered in Shenzhen. Founded by Hong Kong China Merchants Group Co., Ltd., its shareholding ratio is 18, and 03% is the largest shareholder. Since its establishment, China Merchants Bank has increased its capital and shares four times, and successfully issued 654.38+0.5 billion ordinary shares in March 2002, and listed on the Shanghai Stock Exchange on April 9 (stock code: 600.036), becoming the first listed company in China to adopt international accounting standards.
2. Shanghai Pudong Development Bank
Shanghai Pudong Development Bank Co., Ltd. (hereinafter referred to as "Shanghai Pudong Development Bank") is a joint-stock commercial bank approved by the People's Bank of China1August 28, 992, and its head office is located in Shanghai. Adhering to the business philosophy of "abiding by integrity, pioneering and innovating", Shanghai Pudong Development Bank actively explores financial innovation, and its asset scale continues to expand and its operational strength continues to increase. By the end of 20 10 and 12, the company's total assets reached 2 1, 62 1 billion yuan, and its after-tax profit was1907.6 billion yuan. Shanghai Pudong Development Bank will continue to promote financial innovation and strive to become a modern financial service enterprise with core competitive advantages.