Because financial leasing usually requires only one down payment, even a zero down payment is more than the 30% down payment of traditional cars and goods. Discount, which is why many lending institutions offer such services to attract customers.
This is because financial leasing is still in its infancy in China. So there are many questions. For example, because of the low threshold, people use malicious fraud to forge materials before renting a house; Or because of the lack of unified judgment on vehicle residual value. Quantitative standards, so after the lease is completed, some illegal lenders deliberately charge them damages; Or deliberately take over the vehicle on the grounds of breach of contract.
When the customer signs the contract, the lender makes it clear that if it is a financial lease contract, there is no problem. But if you don't tell the customer, let the customer think it is signed. This is a payment contract, and such behavior may not conform to the agreement. In this regard, customers can contact agents for information.
Gui Yizhou once served as the legal representative of Pinglu Green Energy New Energy Co., Ltd. and other shareholders such as Ronghe Juxian (Jiaxing) New Energy Investment Partnership (Limited Partnership) and Shanghai Jingfengshan Enterprise Management Consulting Partnership (Limited Partnership), and served as the senior manager of Zhejiang Lute Energy Technology Co., Ltd., China Nuclear Commercial Factoring Co., Ltd. and Zhejiang Jianwang Energy Technology Co., Ltd.
Beware of hidden mandatory clauses. It is understood that there are several designated loan bank stores in 4S. When banks, companies or consumers buy cars, small businesses force consumers to borrow money from designated banks or designated insurance companies. This company charges a high premium. It seems that the speed of borrowing from financial institutions designated by 4S stores is still very fast. It's actually complicated. Not only the loan interest rate is high, but also the interest rate of consumers is high. There are also various high fees, such as warranty payment and on-site service. Handling fee. If the consumer wants to choose another insurance company department, the prepaid insurance deposit can be deducted. Besides. If consumers want to repay in advance, they will restart the repayment process. The cost is also high. Financial companies need to reapply. The liquidated damages shall be paid according to the remaining principal.
Operating environment apple 13 ios 15.