Unless otherwise stipulated by the Head Office, the guarantee capacity and amount of professional guarantee institutions shall be determined according to the credit ratings of borrowers and guarantee institutions, and on the premise of preventing risks, according to the following principles:
(1) Generally, the accumulated balance of guarantee liability shall not exceed 5 times of the amount deposited by the guarantee institution in our guarantee fund, and the balance exceeding 5 times shall be examined and approved by the Head Office; For the creditor's rights guaranteed by professional guarantee institutions, if the borrower provides legal, sufficient and effective material guarantee separately, it may not be included in the accumulated guarantee liability balance of professional guarantee institutions.
(2) The guarantee ratio of this loan to the borrower is generally not less than 60%, and the borrower has provided other guarantees recognized by the loan bank for the unsecured part of the professional guarantee institution.
In other words, the guarantee company paid a deposit of 6,543,800,000 yuan, with a cumulative maximum guarantee amount of 50,000,000 yuan, which is the maximum credit line of this guarantee company.
This generally needs to be studied by the loan review meeting, and the guarantee qualification, guarantee strength and operation of the guarantee company need to be reviewed. If you get to know the vice president in charge of credit faster, generally speaking, the audit will take at least one week.