What is a commercial acceptance bill and what is the discount fee for Xi 'an commercial bill?

A commercial acceptance bill is a bill issued by the drawer, which entrusts the drawee to unconditionally pay a certain amount to the payee or holder on a specified date, and is accepted by a drawee other than a bank. Commercial acceptance bills can be drawn by the payee and accepted by the payer, or drawn and accepted by the payer. The business of commercial acceptance bills is limited to RMB, and the payment term of bills shall not exceed 6 months for paper bills and 1 year for electronic bills.

Discount process of commercial acceptance bill

1. Preliminary requirements

It is required that commercial tickets, paper commercial tickets and electronic commercial tickets of large state-owned enterprises or well-known listed companies can be operated, with a single sheet of 6.5438+million and a single sheet of large commercial tickets of 6.5438+million or less.

2. Information needed in the early stage

Paper commercial tickets provide real trade contract invoices, original and photocopy of business license, ID card of legal person agent and discount company. The electronic commercial ticket provides three chapters: the original and photocopy of the business license, the ID card of the legal person manager and the discount company.

3. Operation process

Check small paper commercial tickets by telephone (less than 500,000 yuan/sheet) and large commercial tickets at home (more than 500,000 yuan/sheet). After checking, sign a "debt settlement agreement" and buy out the money directly; E-commerce tickets can be paid directly by signing the Debt Settlement Agreement. Note: Paper commercial tickets and e-commerce tickets are business-to-business.