Can Puyang Postal Savings Housing Loan be merged?

Portfolio loans can be realized, but if ordinary housing commercial loans are converted into portfolio loans, the conditions for banks to convert into portfolio loans must first be met, but the conditions of different banks are different. I don't know what the Postal Savings Bank is. You can refer to the following conditions first to see if it meets the requirements.

1. The loan applicant must pay the housing provident fund on time, in full and continuously before applying for a loan;

2. The housing purchased by the loan applicant is self-occupied ordinary housing;

3. The loan applicant is the owner or owner of the purchased self-occupied house (the purchase contract is signed and sealed by the buyer);

4, a stable source of economic income and the ability to repay the principal and interest on time;

5. Provide a guarantee company recognized by the provident fund management center as repayment guarantee or securities recognized by the bank as pledge;

6. The original commercial loan must be a house purchase loan and there is no debt for more than two months at the time of lending;

7. The loan applicant has obtained the house ownership certificate, house ownership certificate and state-owned land use certificate of the purchased house;

8. Both husband and wife of the loan applicant shall not have outstanding provident fund loans.

If you have any housing loan problems, you can go to Caicai. Com for consultation.