Generally speaking, when people need to trade or mortgage a house, they need to remove the mortgage from the real estate license, that is, to redeem the real estate license. So how to calculate the foreclosure fee in Shenzhen? Today, Bian Xiao will answer for you, and friends who want to know may wish to have a look together!
1. How to calculate the foreclosure fee in Shenzhen?
There are usually two ways to redeem buildings, one is to redeem buildings by quota, and the other is to redeem buildings by cash. The costs incurred by these two methods are different, as follows:
1, foreclosure amount
Line foreclosure means that the guarantee company provides guarantee for the owner with the line of its own bank, and then the loan line issued by the bank is redeemed by the owner. The expenses incurred are as follows:
(1) notarization fee for house redemption: 300 yuan/two copies. Every time 20 yuan is added, it generally needs 7 copies of 400 yuan. (Collected by local notary office)
⑵ Foreclosure guarantee fee: 65438+ 0.2% ~ 2.8% of the guarantee amount. (collected by the guarantee company)
⑶ Short-term loan interest: 0.2% of 65438+ guarantee amount received in advance, and the overpayment is insufficient. (charged by the bank)
⑷ Penalty interest: The specific charge amount is subject to the agreement in the owner's loan contract. (charged by the bank)
The specific cost is related to the length of the foreclosure procedure.
2. Cash redemption
Cash redemption is mainly the cash directly obtained by the guarantee company to redeem the owner. The specific expenses incurred are as follows:
(1) notarization fee for foreclosure: 300 yuan/two copies. Every time 20 yuan is added, it generally needs 7 copies of 400 yuan. (Collected by local notary office)
⑵ Mortgage guarantee fee: charged on a daily basis. (collected by the guarantee company)
⑶ Penalty interest: The specific fee amount is subject to the agreement in the owner's loan contract. (charged by the bank)
Bian Xiao concluded: The above is the calculation method of Shenzhen foreclosure fee shared by Bian Xiao. I believe that everyone will have a corresponding understanding after reading the above sharing. For more information, please continue to pay attention to Qijia. com. Bian Xiao will answer your questions one by one.
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