What conditions, procedures and materials do banks need to apply for personal micro-credit loans?

The latest real estate news Beijing Liuxing Wantong Guarantee Co., Ltd. provides you with: the conditions for banks to apply for personal micro-credit loans, the application process of micro-credit loans, and what materials are needed to apply for micro-credit loans from banks: 1 Borrowers submit written loan application materials, including ID cards, household registration books, personal income certificates and other relevant application materials needed by banks. 2. Banks should review and investigate the application materials submitted. 3. After examination and investigation, the bank signs a loan contract with the borrower. 4. Bank loan, the applicant uses the loan. 5. The borrower repays the loan on schedule according to the agreement in this contract. 6. Settle the loan. Information on applying for micro-credit loan: 1. Application for credit business; 2. The borrower's valid identity certificate (referring to the valid residence certificate such as resident identity card and household registration book); 3. Proof of occupation and income (work permit and payroll, passbook for paying wages or other valid proof); 4. Other information required by the bank. Beijing Liuxing Wantong Guarantee Co., Ltd. is a professional guarantee company in Beijing that integrates secured loans, guarantees, personal consumption loans, credit loans, pledged loans, unsecured loans, commercial loans and real estate mortgage loans. Beijing loans, unsecured loans, real estate mortgages, guarantees from six banks.