1 and 360 subjects are all qualified formal loan platforms, and they are all credit loans, which are safer than Zhongli subjects.
2.360 subjects do not require any mortgage and guarantee from customers, and the loan conditions are no more than those of Zhongli subjects, so it is convenient and quick to approve loans.
The annual interest rate of 3.360 subject loans started at 7.2%, which was lower than that of Chinese science subjects.