First, wealth management products
As far as the current wealth management products are concerned, they are generally designed and issued by commercial banks and formal financial institutions themselves. The raised funds will be invested in relevant financial markets and purchased related financial products according to the product contract, and the investment income will be distributed to investors according to the contract. Generally, the CBRC will introduce corresponding conditions to strengthen the management of the sales process of wealth management products, clarify a number of prohibited acts in the sales process of wealth management products, and ensure the protection of the legitimate rights and interests of investors in the future.
Two. Types of wealth management products
There are many kinds of general financial management, which can be divided into. Bond type refers to investment products invested in the money market, generally central bank bills and short-term financing bills of enterprises, and trust type is generally linked to trust products guaranteed by higher-level financial institutions such as commercial banks. The final rate of return is linked to the performance of relevant markets and products, as well as electronic spot and so on. These products can have corresponding investment channels, such as banks, insurance companies, securities companies, third-party financial institutions, integrated financial services institutions and so on.
3. What financial products do listed companies buy?
Generally speaking, listed companies will buy some financial products that are more practical and beneficial to them according to the actual situation, such as medical care, household appliances, food, electronic communication and so on. These are some financial products, covering all aspects of our lives. In fact, many listed companies can use these products. At present, household appliances and electronic communication are more important components of financial products of listed companies.