The balance sheets of listed companies show that there are still a lot of monetary funds. Why did the company go to the bank for a loan?

The enterprise's own funds are needed to ensure and maintain the normal operation of the enterprise. If this part of the funds is used for expansion, the normal working capital will not be guaranteed, and the so-called capital chain break may occur. Bank financing is one of the ways to further expand the scale of enterprises and increase their income. Therefore, although listed companies still have a lot of money on their balance sheets, their reasons for external financing are still there.